Anyone else having problems with HSBC reporting?

[MagicShot]

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@MagicShot wrote:

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@Anonymous wrote:
Mine still shows May's balance. There was no update in July for Equifax or transunion. Experian updated in July to catch up to show May's balance. I paid it off on June 3rd and none of the reports reflect it yet.

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Hmm I better check my HSBC cards.

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Update:

I just pulled my TU CR. HSBC on all my HSBC account only just reported jun.

Seems they are getting slower to report now.

[Cleanmachine]

My Experian Report indicates a true Balance as of July 2011, but shows my last

payment May 2011.

I do not have that much of a balance and I am not in a hurry to pay off since I am

locked in at 2.9 %.

I suppose that Capital One or Wells Fargo will buy out HSBC Credit Card Division.

Not sure if they will continue to allow me to keep my 2.9%. If not, will pay them off.

[haulingthescoreup]

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@Cleanmachine wrote:

My Experian Report indicates a true Balance as of July 2011, but shows my last

payment May 2011.

I do not have that much of a balance and I am not in a hurry to pay off since I am

locked in at 2.9 %.

I suppose that Capital One or Wells Fargo will buy out HSBC Credit Card Division.

Not sure if they will continue to allow me to keep my 2.9%. If not, will pay them off.

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OK, now that's just bizarre.   They're updating your balance, but they're not updating that you've paid??

[Cleanmachine]

According to Experian, they only list what is sent to them from the Creditor.

Some of my accounts show -0- for monthly payments and -0- for recent payments.

Other show monthly payments and -0- for recent payments.

Even the Resent Balance are not up to date on all accounts. Some are at least

2-months behind.

There is no set criteria as to what is placed in the credit report. Each Bureau has

their own policy and their own idiots who type incorrect information in the report.

Heck, if everything in the report was accurate all the time we will all be bored and

have nothing to complain about.

Next time you obtain a copy of your experian report, double check for consistency.