Anyone else just throw away their credit card agreements after receiving?

[Anonymous]

Title. 

[Anonymous]

Nope, I hoard all pieces of credit mail, even those preapprovals, CLI denials, and privacy preferences notices.

[gdale6]

Never, thats the legal contract and you may need that to litigate in the future.

[jamesdwi]

Pretty much.. I know i can request them on line, and most  have the pdf availible instantly

[Anonymous]

Eventually yes. I do however read them first.

If I need to review it again it is available on the website.

[Anonymous]

You can view it online instantly, so yeah I just throw them away.

[Vegas4Play]

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@Anonymous wrote:

Nope, I hoard all pieces of credit mail, even those preapprovals, CLI denials, and privacy preferences notices.

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+1 I keep it all as well

[Sharingan]

Nope, I have a box that I store my credit card agreements and all other related materials in. I've never had to reference any of them, but I do like having them available if necessary.

[kdm31091]

Although many things are available online, some aren't, and have to be re-mailed out to you. So because of that, I tend to keep the agreements. No real advantage to trashing them, and I have them if I need them.

People should take the time to read these documents, because they can often answer a lot of questions (similar to the recent Synchrony debacle, where people are wondering what info can and cannot be shared, which can be answered by reading your documents).

[Anonymous]

I file them away, but I have a tendency to hold on to A LOT of paper stuff like that.

I'm still trying to establish a good system of file/hold/purge with relevant shred dates. 

I'm nowhere near as obsessive in other areas of my life, but after ending up with 3 judgments due to avoidance/embarassment, I'm hypervigilant about contracts & receipts.