01-15-2013 10:50 AM
Just an update I called to check the status and after a few verification questions I was APPROVED for 5K CL and they said they would expedite the card and I would have it in 24-48 hours!
So i guess it is possible to get this card with a previous negative on your account.
01-15-2013 12:48 PM
Congratulations! After a while I am sure you will get a CLI.
I just saw this and was going to comment as I had a few 30 day late and one 60 day late 4.5 years ago and I was approved with a call to verify my SSN and other info.
01-15-2013 01:14 PM
Yeah I have a new Delta AMEX and a 5 month old Discover IT. I figured I would let these two cards age for a year and get a couple CLIs on each and then call Chase back after a year and ask for 10k
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO