Reply
Frequent Contributor
w20031424
Posts: 360
Registered: ‎10-17-2012

Anyone got Cap One Venture with less than 3 years of credit history?

Since it says "Excellent" credit requirement of Venture, which needs at least 3 years of credit history. This one is killing me because I only have one and half year's history.  Anyone successfully get an "Excellent" required CC without 3 year's credit history either through EO or online app?

 

 Thank you.

Fide Amex 15K | Barclays Reward 3.5K | Citi Forward Student 5K | Discover IT 12.8K | US Cash Reward 6K | GE Paypal 5.5K | Wal Discover 6K | CapOne 3.5K | Kohl's 0.3K
Frequent Contributor
nyancat
Posts: 266
Registered: ‎12-21-2012

Re: Anyone got Cap One Venture with less than 3 years of credit history?

I had two years in my own name (had been an A.U. since childhood) when I got the Cash Rewards Visa Signature (same credit category as the Venture)

American Express Costco TrueEarnings - $8,300; American Express Blue Cash Everyday - $5,000; American Express Delta Gold - $7,300; Bank of America Travel Rewards - $5,000; Capital One Cash Rewards Visa - $7,500; Citi Forward - $5,800 and $4,500; Chase Sapphire Preferred - $7,500; Discover It - $3,000
Frequent Contributor
ilovelisa
Posts: 360
Registered: ‎12-07-2012

Re: Anyone got Cap One Venture with less than 3 years of credit history?

I had about a year and a half of history when they approved me for $5000 with the VentureOne card.

Frequent Contributor
w20031424
Posts: 360
Registered: ‎10-17-2012

Re: Anyone got Cap One Venture with less than 3 years of credit history?


ilovelisa wrote:

I had about a year and a half of history when they approved me for $5000 with the VentureOne card.


Thank you. I will try their Venture card maybe in six months.

Fide Amex 15K | Barclays Reward 3.5K | Citi Forward Student 5K | Discover IT 12.8K | US Cash Reward 6K | GE Paypal 5.5K | Wal Discover 6K | CapOne 3.5K | Kohl's 0.3K
Valued Contributor
jsucool76
Posts: 2,769
Registered: ‎12-11-2011

Re: Anyone got Cap One Venture with less than 3 years of credit history?

Can probably get it with less than 3 years. Only downside to this card is you cant redeem your points for travel unless you have enough for the whole purchase.
Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart Discover: 2000CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1500CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+