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Frequent Contributor
Posts: 360
Registered: ‎10-17-2012
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Anyone got Cap One Venture with less than 3 years of credit history?

Since it says "Excellent" credit requirement of Venture, which needs at least 3 years of credit history. This one is killing me because I only have one and half year's history.  Anyone successfully get an "Excellent" required CC without 3 year's credit history either through EO or online app?

 

 Thank you.

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Registered: ‎12-21-2012
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Re: Anyone got Cap One Venture with less than 3 years of credit history?

I had two years in my own name (had been an A.U. since childhood) when I got the Cash Rewards Visa Signature (same credit category as the Venture)

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Registered: ‎12-07-2012
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Re: Anyone got Cap One Venture with less than 3 years of credit history?

I had about a year and a half of history when they approved me for $5000 with the VentureOne card.

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Posts: 360
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Re: Anyone got Cap One Venture with less than 3 years of credit history?


ilovelisa wrote:

I had about a year and a half of history when they approved me for $5000 with the VentureOne card.


Thank you. I will try their Venture card maybe in six months.

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Posts: 6,086
Registered: ‎12-11-2011
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Re: Anyone got Cap One Venture with less than 3 years of credit history?

Can probably get it with less than 3 years. Only downside to this card is you cant redeem your points for travel unless you have enough for the whole purchase.
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