Reply
Frequent Contributor
Posts: 474
Registered: ‎04-09-2012
0

Re: Anyone had another CLI after Cap1 EO CLI?

I think six months from the time you got a CLI through the EO is sufficient time to wait before contacting them again, especially when you put though $5000 per month on a card that has a limit of $5000.  Abusing the system would be contacting the EO every month or perhaps even requesting an increase twice a year when you don't use the card.  Personally, I think I am going to wait nine months, but I'm only running $1000-$2000 per month on my $5000 limit card. 

Barclays USAir World MC $8300 - DCU $7500 - USAA World MC $7000 - PayPal Extras MC (GE) $5500 - Chase Saphire Preferred $5000 - Discover It $6000 - Barclays Sallie May $2700 - Chase Freedom $1000 - Capital One $8500 (business) - store cards ranging from $500-$9500
New Member
Posts: 4
Registered: ‎02-20-2013
0

Re: Anyone had another CLI after Cap1 EO CLI?

I had no problem in December 2012 going from 2300 to 3000 via the Executive Office and then in February of 2013 I follow up with the Executive Office and got another increase from 3000 to 7500. I have two accounts that are around 7 years old both with identical credit lines.

Contributor
Posts: 109
Registered: ‎11-06-2012
0

Re: Anyone had another CLI after Cap1 EO CLI?

I had an increase through the EO in November and the rep that assisted me advised to call him back in at 6 months and he would review for another increase.

FICO scores: 790 (EQ) 786 (EX) 796 (TU) |
My Wallet:NFCU CR Visa 24k, AMEX Delta Gd 20k, Walmart Discvr 12k, USAA Plat RA MC 13k, BECU Visa 10k, NFCU NR MC 5k, Sams Discvr 10k, Sportsmans Visa 10k, WF Plat Visa 10k, Paypal Extra MC 10k, BofA Fraternity MC 10k, Sams Credit 10k, USAA World MC 9k, Military Star 8.2k |BOA CR 8k |AMEX Evrdy 8k |Lowes 7.3k | Chase Military Star MC 6k, JCPenneys 5k, Discover IT 5k , Gymboree Visa 4.5k, Sears MC 4k, TJX MC 3.5k, ToysRUS Card 3.5k, Chase Amazon Visa 3k, Home Depot 3k, Citibank Simplicity 4.5k, Amazon Store 2.5k, Fred Meyers Visa 2.5k, Target 2k, Kohls 2k, ITunes Visa 2k, Macys 2k, Barclays Visa 1.7k, Vystar CU Visa 1.5k
Established Contributor
Posts: 554
Registered: ‎09-28-2012
0

Re: Anyone had another CLI after Cap1 EO CLI?

[ Edited ]

Leadberry wrote:

toppers555 wrote:
I didn't state op was being greedy. Like i said if it a legitment need that is one thing but to constantly bother eo always rather then trying traditional path for just basically for an increase just for an increase is abuse IMO

Actually, you did conditionally and specifically state that the OP was being greedy.  Furthermore, customer service is what the EO is there for.  Calling them is not "bothering" them, it's taking advantage of a service that is made available for one's use.  Lastly, what traditional path is there to take?  We all know Capital One's frontline CSR's will read off a script about not being able to approve CLI's when asked.


Who knows that can change,  maybe CSR will eventually be able to help with CLI ( I would hold my breath though tbh). Also true EO is there for customer service, but their is also a reason for a path of escalation, and why EO isn't who you talk to when you call customer service.  



TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!


Established Contributor
Posts: 502
Registered: ‎01-22-2011
0

Re: Anyone had another CLI after Cap1 EO CLI?

Got a Venture card in Nov of 2012 with a 5K limit had it raised to 7500 in Jan of this year and than had it raised again in feb to 12K...But I run a ton of money thur the card and pay in full..somrtime making mulitable payments before the statement cuts

Frequent Contributor
Posts: 454
Registered: ‎09-17-2012
0

Re: Anyone had another CLI after Cap1 EO CLI?

Thank-you, some of the answers have been very helpful. Sounds like I could ask for another CLI in a few months if I keep using it as my main card and making multiple payments per month.

Arrival+ WEMC $12.2k | Quicksilver WMC 15k | SWACU Visa $15k | Amex PRG | Amex SPG $10.5k | Amex SPG Biz $15k | Spark Visa $8k | Freedom $11.5k | Discover it $8k | Aviator Red WMC $5k | VentureOne WMC $6k | Lowe's $25k | J Crew $12350 | Amazon Store $4000 | Walmart Store $3300
Established Contributor
Posts: 653
Registered: ‎01-31-2013
0

Re: Anyone had another CLI after Cap1 EO CLI?


toppers555 wrote:

Leadberry wrote:

toppers555 wrote:
I didn't state op was being greedy. Like i said if it a legitment need that is one thing but to constantly bother eo always rather then trying traditional path for just basically for an increase just for an increase is abuse IMO

Actually, you did conditionally and specifically state that the OP was being greedy.  Furthermore, customer service is what the EO is there for.  Calling them is not "bothering" them, it's taking advantage of a service that is made available for one's use.  Lastly, what traditional path is there to take?  We all know Capital One's frontline CSR's will read off a script about not being able to approve CLI's when asked.


Who knows that can change,  maybe CSR will eventually be able to help with CLI ( I would hold my breath though tbh). Also true EO is there for customer service, but their is also a reason for a path of escalation, and why EO isn't who you talk to when you call customer service.  


I hope they do get their act together soon.  I absolutely hate talking to to Capital One's CSR's.  There is no reason to deal with people on the other side of the world who are given no power to make decisions when you can call up Chase, Discover, Amex, USAA, et cetera and talk to perfectly competent and capable CSR's.  You can bet that unless Capital One changes something, when I'm ready for a CLI I'm going to escalate myself directly to the EO.

   
FICO Scores 800+
Senior Contributor
Posts: 6,260
Registered: ‎08-16-2012
0

Re: Anyone had another CLI after Cap1 EO CLI?

Yeah... I'll be trying to go from $5,000 to $15,000 after six months at $5,000.
I'll ask the regular CSRs but if they don't do anything, and I suspect they won't lol.. I'll get in touch with my girl in the EO!!!!!
:-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Community Leader
Senior Contributor
Posts: 27,115
Registered: ‎02-07-2013
0

Re: Anyone had another CLI after Cap1 EO CLI?

Had my 2 accounts doubled early February and will continue to contact EO every 6 months.

If that's the only way to achieve what they should be doing naturally at least twice a year then so be it.

:smileyhappy:

+ Chase ink =




Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.