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Regular Contributor
CreditJim
Posts: 212
Registered: ‎09-17-2012

Anyone had another CLI after Cap1 EO CLI?

Just wondering, with all the people that have had good increases from toy limits via the Capital One executive office, has anyone else had a further CLI on that card since? Perhaps people who also had a product change to a more 'prime' card? My limit was raised from $750 to $5k and I PC'd to a Venture 2. I've been running over $5k per month through it and paying in full - I was wondering what my chances were for another CLI at say, the 6-month mark from the EO CLI?
Venture World MC 15k | SWACU Visa $15k | Citi Executive AA World Elite MC $11k | Amex Business Platinum | Amex PRG | Spark Visa $8k | Citi AA World MC $6k | Chase BA Visa Signature $7.5k | Quicksilver MC $5k | Barclays Financing Visa $2.2k | Lowe's Store $17k | Walmart Store $3100 | Amazon Store $2050 | J Crew $1850
Valued Member
MrSwiss
Posts: 48
Registered: ‎12-31-2012

Re: Anyone had another CLI after Cap1 EO CLI?

How long did you have the Cap1-$750 before you requested the increase / PC and what are your current scores?

 

Swiss


Starting Score:EQ-642 --TU-632-- EX-?
Current Score:EQ-660 MyFico-- TU- 647 MyFico-- EX- 674 Quizzle
Goal Score:700

Take the myFICO Fitness Challenge NFCU vsig $14k -- NFCU PLat MC $14k - NAVChek $7.5K -- NFCU PLAT Visa $14k -Cap1 $1.5k--AMZ $700- Lowes $500- WALMART-$400
Established Contributor
toppers555
Posts: 548
Registered: ‎09-28-2012

Re: Anyone had another CLI after Cap1 EO CLI?

I would say don't abuse the system. I would try normal process first and if You really need increase not just for mere having another increase perhaps bother them other wise your just being greedy imo



TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!


Established Contributor
Leadberry
Posts: 605
Registered: ‎01-31-2013

Re: Anyone had another CLI after Cap1 EO CLI?


toppers555 wrote:
I would say don't abuse the system. I would try normal process first and if You really need increase not just for mere having another increase perhaps bother them other wise your just being greedy imo

I don't see how he's being greedy or abusing the system.  He says his CL is $5k.  He says he is running over $5k/month through the card and paying in full.  I think that's a perfectly valid, acceptable reason for requesting another CLI.

   
   
Established Contributor
toppers555
Posts: 548
Registered: ‎09-28-2012

Re: Anyone had another CLI after Cap1 EO CLI?

I didn't state op was being greedy. Like i said if it a legitment need that is one thing but to constantly bother eo always rather then trying traditional path for just basically for an increase just for an increase is abuse IMO



TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!


Mega Contributor
Creditaddict
Posts: 16,883
Registered: ‎10-23-2007

Re: Anyone had another CLI after Cap1 EO CLI?


toppers555 wrote:
I didn't state op was being greedy. Like i said if it a legitment need that is one thing but to constantly bother eo always rather then trying traditional path for just basically for an increase just for an increase is abuse IMO

I would like to add that in my opinion Capital One "Created" the issue that the "traditional path" is not only fustrating, annoying, a waste of time, and HP possible... I WILL NOT/WOULD NOT EVER go about talking to Capital One again by any means ouside the EO unless something like new card, or lost/stolen, fraud stuff.

I'm sorry but I'm tired of talking to CSR out of the country and frankly if the only way to talk to US reps is through the EO then those high paid (probably not but I will think) people can spend lots of time doing something that should be done by CSR's and until they find that the expense of the EO office doing these requests and bring a US based call center Im not calling overseas.

Fico Scores: EQ 620, TU 675 & EX 703 (4-1-14)
Joint Cards: Navy NavCheck $15000, Discover iT $9000, Macy Amex $4000, Macy Store $3000, Macy Furniture $5800
AU: Virgin America $8500, CSP $27,000, Fidelity Amex $25,000, AA Biz $25,000, Barclay USAir Biz $6640
Mine: Navy NavCheck $3000, Kay Jewelry $2700, Pottery Barn $2800, FleetCard MC Biz $1800, HSN $1500, Vitacost MC $1500, Navy Cash $1500 and nRewards $1500, Bill Me Later $772, Cap1 Sony $750, Cap1 Spark $750, Best Buy MC $750, GE 76 Gas $650, Von Maur $600, Cap1 QuickSilver $500, Burbank CU $500, Kohls $300, Target1 $300, Target2 $300, Buckle $250, Express $250, Target3 $200
Established Contributor
Leadberry
Posts: 605
Registered: ‎01-31-2013

Re: Anyone had another CLI after Cap1 EO CLI?


toppers555 wrote:
I didn't state op was being greedy. Like i said if it a legitment need that is one thing but to constantly bother eo always rather then trying traditional path for just basically for an increase just for an increase is abuse IMO

Actually, you did conditionally and specifically state that the OP was being greedy.  Furthermore, customer service is what the EO is there for.  Calling them is not "bothering" them, it's taking advantage of a service that is made available for one's use.  Lastly, what traditional path is there to take?  We all know Capital One's frontline CSR's will read off a script about not being able to approve CLI's when asked.

   
   
Mega Contributor
Creditaddict
Posts: 16,883
Registered: ‎10-23-2007

Re: Anyone had another CLI after Cap1 EO CLI?


Leadberry wrote:

toppers555 wrote:
I didn't state op was being greedy. Like i said if it a legitment need that is one thing but to constantly bother eo always rather then trying traditional path for just basically for an increase just for an increase is abuse IMO

Actually, you did conditionally and specifically state that the OP was being greedy.  Furthermore, customer service is what the EO is there for.  Calling them is not "bothering" them, it's taking advantage of a service that is made available for one's use.  Lastly, what traditional path is there to take?  We all know Capital One's frontline CSR's will read off a script about not being able to approve CLI's when asked.


+111111

Probably said better then me and said well!

Fico Scores: EQ 620, TU 675 & EX 703 (4-1-14)
Joint Cards: Navy NavCheck $15000, Discover iT $9000, Macy Amex $4000, Macy Store $3000, Macy Furniture $5800
AU: Virgin America $8500, CSP $27,000, Fidelity Amex $25,000, AA Biz $25,000, Barclay USAir Biz $6640
Mine: Navy NavCheck $3000, Kay Jewelry $2700, Pottery Barn $2800, FleetCard MC Biz $1800, HSN $1500, Vitacost MC $1500, Navy Cash $1500 and nRewards $1500, Bill Me Later $772, Cap1 Sony $750, Cap1 Spark $750, Best Buy MC $750, GE 76 Gas $650, Von Maur $600, Cap1 QuickSilver $500, Burbank CU $500, Kohls $300, Target1 $300, Target2 $300, Buckle $250, Express $250, Target3 $200
Regular Contributor
CreditJim
Posts: 212
Registered: ‎09-17-2012

Re: Anyone had another CLI after Cap1 EO CLI?

I was wondering if anyone else had tried it, I am not planning on trying myself just yet. I've only just had the card increased to $5k about a month ago, and in that time I've already accrued 19k miles by switching it to my main card for the past month. A higher limit would be more beneficial as it would mean that I don't have to keep making multiple payments on it every month - thinking about it I am probably running closer to 8/10k per month through it. At about 6 months from the original CLI I think I'll try for another CLI (via the 'official' route first) and if that doesn't work I would think about contacting the EO again.

 

But again, the main thrust of my question was wondering if anyone else had already done this.

Venture World MC 15k | SWACU Visa $15k | Citi Executive AA World Elite MC $11k | Amex Business Platinum | Amex PRG | Spark Visa $8k | Citi AA World MC $6k | Chase BA Visa Signature $7.5k | Quicksilver MC $5k | Barclays Financing Visa $2.2k | Lowe's Store $17k | Walmart Store $3100 | Amazon Store $2050 | J Crew $1850
Mega Contributor
Creditaddict
Posts: 16,883
Registered: ‎10-23-2007

Re: Anyone had another CLI after Cap1 EO CLI?


breedo wrote:

I was wondering if anyone else had tried it, I am not planning on trying myself just yet. I've only just had the card increased to $5k about a month ago, and in that time I've already accrued 19k miles by switching it to my main card for the past month. A higher limit would be more beneficial as it would mean that I don't have to keep making multiple payments on it every month - thinking about it I am probably running closer to 8/10k per month through it. At about 6 months from the original CLI I think I'll try for another CLI (via the 'official' route first) and if that doesn't work I would think about contacting the EO again.

 

But again, the main thrust of my question was wondering if anyone else had already done this.


My partner went from $7,500 to $15,000 via EO but he does not use the card.... He did a BT offer about 8 months ago for about $5k and has about $1400 left to pay off in 3 months but for charging, it's not used.

Fico Scores: EQ 620, TU 675 & EX 703 (4-1-14)
Joint Cards: Navy NavCheck $15000, Discover iT $9000, Macy Amex $4000, Macy Store $3000, Macy Furniture $5800
AU: Virgin America $8500, CSP $27,000, Fidelity Amex $25,000, AA Biz $25,000, Barclay USAir Biz $6640
Mine: Navy NavCheck $3000, Kay Jewelry $2700, Pottery Barn $2800, FleetCard MC Biz $1800, HSN $1500, Vitacost MC $1500, Navy Cash $1500 and nRewards $1500, Bill Me Later $772, Cap1 Sony $750, Cap1 Spark $750, Best Buy MC $750, GE 76 Gas $650, Von Maur $600, Cap1 QuickSilver $500, Burbank CU $500, Kohls $300, Target1 $300, Target2 $300, Buckle $250, Express $250, Target3 $200

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