01-13-2013 07:11 AM
01-13-2013 07:20 AM
I PC'd down from Americard Siggy to Platinum Plus - was able to keep cash rewards. My reason? Platinum Plus reports a credit line; signature cards, by nature, do not which is a utilization killer if carrying high balances.
01-13-2013 07:27 AM
Nope. Wasn't necessary because I wasn't attempting to improve cards - was downgrading.
01-13-2013 07:39 AM
I upgraded from the plat to the siggy without them running my credit.
How high is your limit? I had a 15K limit on my plat....... If you need to increase your limit to get above 5K it will be a hp. If you are just PCing the card they should not need to run your credit.
My siggy showed on my credit report for 5 months, and then drop off Experian randomly. I PC out of the siggy to make sure the limit reports. In my opinion their are better cash reward cards on the mark that will be certain to report limits.
01-13-2013 07:43 AM
I just did a product change no HP. was very quick and easy over the phone
01-13-2013 07:44 AM
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