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12-11-2009 05:25 PM
Was wondering if anyone has been successful at combining Chase cards and maintaining combined CL and/or getting a PC?
I know I must be crazy even asking such nonsense with the current unpredictability of Chase (a.k.a. Cybil).
I ask because I have 2 former WaMu visa accounts, one converted to Chase PerfectCard ($7K) and the other to a Chase Freedom ($3K), and I'd really like to combine them for $10K and PC to a Southwest Rapid Rewards Visa. I'm probably asking for trouble with my recent mini app spree acquiring $40K in new accounts, and I must mention that the $7K Chase PerfectCard got an $8K CLD back in 8/2009... it was $15K when it converted from WaMu. I also wonder if they might be less likely to mess with a card that you pay an annual fee on ($59 for the SW RR Visa Signature)?
At this point, I'm pretty much ready to throw care to the wind, since if they further CLD or close them I have plenty of plenty of coverage with my new lines.
Thanks for any input.
12-12-2009 02:14 AM
12-12-2009 08:06 AM
12-12-2009 04:30 PM
12-13-2009 07:03 PM
12-13-2009 07:25 PM
I have a WaMu card and wish I had PC'd earlier this year when the gettin' was good. I just tried recently (3x's) and was advised cannot product change - would need to apply for a new Chase product. WaMu cards are still shown as WaMu within the Chase system.
Yeah, me too! My accounts are WaMu inside (and they have never sent me new plastic), the report as Chase and the softs come from FirstUSA. Card's not too stigmatized is it. Sooner or later they'll relent. I just hope it is in this lifetime...
12-13-2009 07:32 PM
Started with the WAMU card, then PC'd to the Chase Perfect card. I just recently PC'd to the Freedom after the RJ (I know! the freedom 1% is not as good as the Perfect 2% and I don't get it automaticaly every month). However, I was able to get the rate down to 12.24% from the RJ'd 23.24%. To be honest, I'm done with Chase. Discover, Blue Cash and my new CU Visas will get it done for me.
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