Credit Card Center Advertiser Disclosure

Established Contributor
Posts: 880
Registered: ‎05-29-2008
0 Kudos

Anyone have Best Buy store card AND MC at same time?

I have a BB MC, but the limit is only $500.  I am thinking of buying a TV for around $800.  I have the cash for it, but I am trying to save as much cash as possible for a downpayment on a new car and I see BB has an 18 month no-interest special now, so I was thinking of trying to finance it.  Will they let me have a BB store card if I already have the MC?  I believe the no-interest special is only good for the store card and I can not get a CLI on the MC until it is 12 months old (it is no longer 6 months, apparently--I talked to a CSR and it is an auto-denial if you request a CLI before 12 months).
Established Contributor
Posts: 786
Registered: ‎09-15-2008
0 Kudos

Re: Anyone have Best Buy store card AND MC at same time?

I would also like to know this answer.

Starting Score: 454
Current Score: 690
Goal Score: 750

Take the FICO Fitness Challenge
Established Contributor
Posts: 500
Registered: ‎01-29-2009
0 Kudos

Re: Anyone have Best Buy store card AND MC at same time?

Yep me and the DW got approved for both the bb store card ($750) and the best buy mc (551???? why $551) all at the same time back in november right after we closed on our house. But i believe both are the subprime versions (or how ever you want to term them ) and will not ever be eligible for a CLI Smiley Sad

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.