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Anyone have NFCU, Penfed, NASA, and a fourth CU?

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darwin_wins
Established Contributor

Re: Anyone have NFCU, Penfed, NASA, and a fourth CU?

Do people need membership to so many cu? Although I have Nfcu and penfed, I had initially applied thinking it would have similar products as USAA which although not cu is what I wanted. Then one day looking for Amex product I found penfed and accidently applied for their amex cc and was approved. Was really surprised as they are considered to be strict lender.

So why do people open so many cu accounts? Do you guys use the savings/ checking accounts? Or just keep minimum money to get their cc products?

I honestly want to use NFCU / PenFed when I app for a mortgage in few years from now.
Message 11 of 12
Anonymous
Not applicable

Re: Anyone have NFCU, Penfed, NASA, and a fourth CU?

As a divorcee and a conspiracy theorist, NOT having all my eggs in one basket is beneficial.  Also diversifying my funds into some Ninja secret society account that only few know the password helps me sleep at night.

Message 12 of 12
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