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Anyone have a JCB (Japan Credit Bureau) card?

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Regular Contributor

Anyone have a JCB (Japan Credit Bureau) card?

How do you like it? Do you get any reactions from people who don't know what it is? I can't app because I live in Texas. Here are the cards available in the USA:

 

 

For anyone who does not know the card can be used at over 5.5 million merchants in the USA that accept Discover card.

13 REPLIES
Established Contributor

Re: Anyone have a JCB (Japan Credit Bureau) card?

I want the 3% on everything Marukai card so bad. You have to mail the app in though.
Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Frequent Contributor

Re: Anyone have a JCB (Japan Credit Bureau) card?

If JCB can be used anywhere where Discover is accepted, can Discover be used anywhere JCB is accepted?
AMEX BCE, Discover IT, Citi Forward, BoA Travel Rewards, Barclaycard Cash Forward
Valued Contributor

Re: Anyone have a JCB (Japan Credit Bureau) card?

Thats true sakhalin!

Quicksilver WMC $20k | JCPenney Platinum $10k | Drive for Five $800 | Freedom VS $5k | TD Cash VS $5k | CFU VS $14.8k | Blue Sky $13.7k | IT $28k | SavingStar $14.8k | BCE $11.3k | Macy's AMEX $7.2k | BuyPower WEMC $7.5k | CSR VI $13.3k | Diamond Preferred $6.5k FICOS: EX 775 EQ 764 TU 759 VantageScore 3.0: EX 759 EQ 757 TU 762
Established Contributor

Re: Anyone have a JCB (Japan Credit Bureau) card?

Yes, you can use your Discover card anywhere JCB is accepted. 

 

With Discover's partnership with JCB (Japan) and UnionPay (China), and no foreign transaction fee, Discover is a pretty good travel card if you are planning to travel to Asia.

Discover IT $35K | FNBO Visa $30K | Cash+ Visa Sig $19.5K | Southwest Premier $16K | Priceline $15K | Citi Forward $14.3K | US Bank Plat $14K | Commerce Bank $13K | CSP $13K | CSR $10K | Sallie Mae World MC $10K | Lowe’s Consumer 10K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity Visa $7K | Citi Double Cash $6.5K | WF Cash Back Visa $5.4K | Capital One Cash Rewards $5K | AMEX BCE $3.9K | Freedom $2.5K | Younkers/Comenity $2.4K | Kohl’s 1.5K | Target $1.4K | EX FICO (from AMEX): 768, TU FICO (from Discover): 797, AAoA: 4.4 years
Established Contributor

Re: Anyone have a JCB (Japan Credit Bureau) card?

★Earn up to 3% Cash Back Points*
Earn up to 3% cash back points on all purchases including spending at Marukai.
No limit on how much you can earn.
・Earn up to 1% cash back points* on first $1,000 yearly, and
・Earn up to 2% cash back points* on next $2,000 yearly, and
・Earn up to 3% cash back points* on over $3,000 yearly.

★Earn up to an additional $50 Bonus**
・ Earn additional $15 bonus** when you spend $1,000 or more yearly, or
・ Earn additional $50 bonus** when you spend $5,000 or more yearly.

 

$15 AF(waived first year)

 

Tell me that does not sound tempting.  So if you spend only $5000 annual that's 3.2%($160) cashback and it only gets better once your in that 3% zone.

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Super Contributor

Re: Anyone have a JCB (Japan Credit Bureau) card?

I heard they are very conservative to grant credit.

 

 

Ron.

Valued Contributor

Re: Anyone have a JCB (Japan Credit Bureau) card?


asteroidblues86 wrote:

For anyone who does not know the card can be used anywhere Discover is accepted.



sakhalin070 wrote:
If JCB can be used anywhere where Discover is accepted, can Discover be used anywhere JCB is accepted?

Correction, it can only be used at US retail store where Discover is accepted.

 

JCB-Discover alliance only covers retail acceptance (no mail order or online shopping), and only covers US portion.

 

Frequent Contributor

Re: Anyone have a JCB (Japan Credit Bureau) card?

Any foreign transaction fee? (since these cards are issued in the US)  I have a Discover card though, so I guess I'm good on that for using it in Japan with no fee.

 

I'm just looking ahead since I might be going to grad school in the LA area where there are several Marukai stores.  I shop at asian grocery stores a lot too so the Marukai card sounds like a good deal!

AMEX BCE, Discover IT, Citi Forward, BoA Travel Rewards, Barclaycard Cash Forward
Valued Contributor

Re: Anyone have a JCB (Japan Credit Bureau) card?

There is 1.1% FTF for any JCB card.