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Regular Contributor
asteroidblues86
Posts: 234
Registered: ‎08-04-2012

Anyone have a JCB (Japan Credit Bureau) card?

[ Edited ]

How do you like it? Do you get any reactions from people who don't know what it is? I can't app because I live in Texas. Here are the cards available in the USA:

 

 

For anyone who does not know the card can be used at over 5.5 million merchants in the USA that accept Discover card.

Established Contributor
flowfaster
Posts: 787
Registered: ‎08-30-2011

Re: Anyone have a JCB (Japan Credit Bureau) card?

I want the 3% on everything Marukai card so bad. You have to mail the app in though.
Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Frequent Contributor
sakhalin070
Posts: 292
Registered: ‎08-28-2012

Re: Anyone have a JCB (Japan Credit Bureau) card?

If JCB can be used anywhere where Discover is accepted, can Discover be used anywhere JCB is accepted?
AMEX BCE, Discover IT, Citi Forward, BoA Travel Rewards

FICO: TU 781 EX 776 Last App: November 2012
Valued Contributor
daybreakgonesXe
Posts: 1,653
Registered: ‎11-17-2012

Re: Anyone have a JCB (Japan Credit Bureau) card?

Thats true sakhalin!
Capital One Quicksilver World Mastercard $10k | JCPenney Platinum $7.5k | Shell Drive for Five $800 | Chase Freedom Visa Signature $9.8k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $25k | Discover IT $9.5k

EQ FICO 737 TU FICO 746 Credit Karma (TU) 780 Transrisk 816/990 Credit Sesame (EX) 762 Credit.com (EX) 763 VantageScore 3.0 733
Established Contributor
andre181
Posts: 624
Registered: ‎07-29-2010

Re: Anyone have a JCB (Japan Credit Bureau) card?

Yes, you can use your Discover card anywhere JCB is accepted. 

 

With Discover's partnership with JCB (Japan) and UnionPay (China), and no foreign transaction fee, Discover is a pretty good travel card if you are planning to travel to Asia.

Discover IT $24K | FNBO Visa $20K | Citi Forward $12.5K | US Bank Cash+ Visa Sig $10K | Priceline/Barclays $10K | Amazon/Chase Visa Sig $8.3k | Citi ThankYou Preferred $6.5K | BoA Cash Rewards 1-2-3 Sig $7.5K | Sallie Mae World MC/Barclays $5K | Capital One Cash Rewards $5K | Commerce Bank $5K | WF Cash Back Visa $3.6K | Amazon/GEMB $2.5K | Younkers/Comenity $2.4K | AMEX BCE $2K Target $1K | AMEX Green
EX FICO (from AMEX): 754, TU08 FICO (from Discover): 755, AAoA: 3.6 years
Established Contributor
flowfaster
Posts: 787
Registered: ‎08-30-2011

Re: Anyone have a JCB (Japan Credit Bureau) card?

★Earn up to 3% Cash Back Points*
Earn up to 3% cash back points on all purchases including spending at Marukai.
No limit on how much you can earn.
・Earn up to 1% cash back points* on first $1,000 yearly, and
・Earn up to 2% cash back points* on next $2,000 yearly, and
・Earn up to 3% cash back points* on over $3,000 yearly.

★Earn up to an additional $50 Bonus**
・ Earn additional $15 bonus** when you spend $1,000 or more yearly, or
・ Earn additional $50 bonus** when you spend $5,000 or more yearly.

 

$15 AF(waived first year)

 

Tell me that does not sound tempting.  So if you spend only $5000 annual that's 3.2%($160) cashback and it only gets better once your in that 3% zone.

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Senior Contributor
Ron1
Posts: 4,707
Registered: ‎05-23-2009

Re: Anyone have a JCB (Japan Credit Bureau) card?

I heard they are very conservative to grant credit.

 

 

Ron.

Valued Contributor
trumpet-205
Posts: 2,177
Registered: ‎11-11-2010

Re: Anyone have a JCB (Japan Credit Bureau) card?

[ Edited ]

asteroidblues86 wrote:

For anyone who does not know the card can be used anywhere Discover is accepted.



sakhalin070 wrote:
If JCB can be used anywhere where Discover is accepted, can Discover be used anywhere JCB is accepted?

Correction, it can only be used at US retail store where Discover is accepted.

 

JCB-Discover alliance only covers retail acceptance (no mail order or online shopping), and only covers US portion.

 

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Citi Forward (12/2010) | Citi TY Preferred (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Frequent Contributor
sakhalin070
Posts: 292
Registered: ‎08-28-2012

Re: Anyone have a JCB (Japan Credit Bureau) card?

Any foreign transaction fee? (since these cards are issued in the US)  I have a Discover card though, so I guess I'm good on that for using it in Japan with no fee.

 

I'm just looking ahead since I might be going to grad school in the LA area where there are several Marukai stores.  I shop at asian grocery stores a lot too so the Marukai card sounds like a good deal!

AMEX BCE, Discover IT, Citi Forward, BoA Travel Rewards

FICO: TU 781 EX 776 Last App: November 2012
Valued Contributor
trumpet-205
Posts: 2,177
Registered: ‎11-11-2010

Re: Anyone have a JCB (Japan Credit Bureau) card?

There is 1.1% FTF for any JCB card.

In My Wallet:
Citi Forward (12/2010) | Citi TY Preferred (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)

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