Reply
Regular Contributor
Posts: 234
Registered: ‎08-04-2012
0

Anyone have a JCB (Japan Credit Bureau) card?

[ Edited ]

How do you like it? Do you get any reactions from people who don't know what it is? I can't app because I live in Texas. Here are the cards available in the USA:

 

 

For anyone who does not know the card can be used at over 5.5 million merchants in the USA that accept Discover card.

Established Contributor
Posts: 792
Registered: ‎08-30-2011
0

Re: Anyone have a JCB (Japan Credit Bureau) card?

I want the 3% on everything Marukai card so bad. You have to mail the app in though.
Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Frequent Contributor
Posts: 297
Registered: ‎08-28-2012
0

Re: Anyone have a JCB (Japan Credit Bureau) card?

If JCB can be used anywhere where Discover is accepted, can Discover be used anywhere JCB is accepted?
AMEX BCE, Discover IT, Citi Forward, BoA Travel Rewards
FICO: TU 795 Last App: November 2012
Valued Contributor
Posts: 1,914
Registered: ‎11-17-2012
0

Re: Anyone have a JCB (Japan Credit Bureau) card?

Thats true sakhalin!
Capital One Quicksilver World Mastercard $20k | JCPenney Gold $10k | Shell Drive for Five $800 | Chase Freedom Visa Signature $9.8k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $13.7k | Discover IT $14.5k | SavingStar American Express $14.8k | American Express BCE $11.3k

FICOS: EX 756 EQ 735 TU 747 VantageScore 3.0: EX 741 EQ 748 TU 747 Credit Sesame (EX) 753 Credit.com (EX) 780 CapOne (TU) 787 Quizzle (EQ) 749
Established Contributor
Posts: 634
Registered: ‎07-29-2010
0

Re: Anyone have a JCB (Japan Credit Bureau) card?

Yes, you can use your Discover card anywhere JCB is accepted. 

 

With Discover's partnership with JCB (Japan) and UnionPay (China), and no foreign transaction fee, Discover is a pretty good travel card if you are planning to travel to Asia.

Discover IT $25K | FNBO Visa $25K | Citi Forward (grandfathered 5x Restaurants!) $14.5K | US Bank Cash+ Visa Sig $15K | Priceline/Barclays $15K | Chase Freedom $10.5K | Amazon/Chase Visa Sig $8.3k | Southwest Premier $7.8K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity AMEX $7K | Citi Double Cash $6.5K | BoA Cash Rewards 1-2-3 Sig $7.5K | Sallie Mae World MC/Barclays $5K | Capital One Cash Rewards $5K | Commerce Bank $5K | WF Cash Back Visa $3.6K | Younkers/Comenity $2.4K | AMEX BCE $3K | Target $1K | EX FICO (from AMEX): 762, TU08 FICO (from Discover): 763, AAoA: 4.3 years
Established Contributor
Posts: 792
Registered: ‎08-30-2011
0

Re: Anyone have a JCB (Japan Credit Bureau) card?

★Earn up to 3% Cash Back Points*
Earn up to 3% cash back points on all purchases including spending at Marukai.
No limit on how much you can earn.
・Earn up to 1% cash back points* on first $1,000 yearly, and
・Earn up to 2% cash back points* on next $2,000 yearly, and
・Earn up to 3% cash back points* on over $3,000 yearly.

★Earn up to an additional $50 Bonus**
・ Earn additional $15 bonus** when you spend $1,000 or more yearly, or
・ Earn additional $50 bonus** when you spend $5,000 or more yearly.

 

$15 AF(waived first year)

 

Tell me that does not sound tempting.  So if you spend only $5000 annual that's 3.2%($160) cashback and it only gets better once your in that 3% zone.

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Highlighted
Super Contributor
Posts: 6,434
Registered: ‎05-23-2009
0

Re: Anyone have a JCB (Japan Credit Bureau) card?

I heard they are very conservative to grant credit.

 

 

Ron.

Valued Contributor
Posts: 2,505
Registered: ‎11-11-2010
0

Re: Anyone have a JCB (Japan Credit Bureau) card?

[ Edited ]

asteroidblues86 wrote:

For anyone who does not know the card can be used anywhere Discover is accepted.



sakhalin070 wrote:
If JCB can be used anywhere where Discover is accepted, can Discover be used anywhere JCB is accepted?

Correction, it can only be used at US retail store where Discover is accepted.

 

JCB-Discover alliance only covers retail acceptance (no mail order or online shopping), and only covers US portion.

 

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Frequent Contributor
Posts: 297
Registered: ‎08-28-2012
0

Re: Anyone have a JCB (Japan Credit Bureau) card?

Any foreign transaction fee? (since these cards are issued in the US)  I have a Discover card though, so I guess I'm good on that for using it in Japan with no fee.

 

I'm just looking ahead since I might be going to grad school in the LA area where there are several Marukai stores.  I shop at asian grocery stores a lot too so the Marukai card sounds like a good deal!

AMEX BCE, Discover IT, Citi Forward, BoA Travel Rewards
FICO: TU 795 Last App: November 2012
Valued Contributor
Posts: 2,505
Registered: ‎11-11-2010
0

Re: Anyone have a JCB (Japan Credit Bureau) card?

There is 1.1% FTF for any JCB card.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.