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How hard is it to get approved for? Currently in the process of optimizing my util, which is taking about 2 months to report as I've been carrying balances. Should be ready to apply by June. Wondering what everyones experience is with this card. No lates. Two baddies (one to fall off next year, t-mobie, the other a medical collection from 2010).
I just got approved for this card Friday. Clean reports, pulled EX, FICO ~ 720, 29% UTL, 2 INQs and 4 new accounts in last year.
Instant approval for $5K.
Hope this helps.