Credit Cards

[kidwon]

I got a Pre-Qualified letter in the mail today. 8.99% fixed and no AF. Should I go For it?

[Tuscani]

What are your scores? Any baddies?

[kidwon]

My current scores are EQ 634, TU 648, and EX Vantagescore (I'm guessing FAKO)is 713.

I've got one 30 day late on a BoA card since jan of 2004. All other Baddies are older than that.

[Tuscani]

You should be able get approved..

Also try the SeaMiles and Emigrant Direct. Word is Juniper is being VERY generous right now.

Good luck!

[kidwon]

I got the "it could take up to 10 days for our decision" on the website. I'll be sure to post the outcome.

[HappyDays]

I have had a Juniper for 1 year....I also received Pre approval for Fixed rate. I took it!  I think my scores were about 665 across the board FICO....They pull TU

[Timothy]

I was approved instant with mine-
This was before the Junny- spree.

[Brammy]

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kidwon wrote:
I got the "it could take up to 10 days for our decision" on the website. I'll be sure to post the outcome.

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Dont let the 7-10 day message scare you.  Right now Junny's servers have more than they can handle as word of their generous credit limits is spreading on the net like wildfire. CSR says almost everyone is getting that message.  As Timothy said if you find one of the partner cards that suit you, such as the carnival sea miles or the US Air now would be the time to apply.

[credit4me]

I got that same message but then I checked it on their online status page and there it was "Denied"... Hope you have better luck!!

[notmyname]

I got this fixed apr, offer but know nothing of this company except from this site. In fact I have never heard of them. Is this a subprime deal like orchard, hsbc?, and so on?

Just to know,

RP