ScoreWatch is free for 10 days here. Includes an Equifax FICO and you can cancel anytime before the 10 days and you will not be charged. There's almost no reason not to do it unless you have used the trial already.
Starting Score: EQ: 383 2/2011
@Legions36 wrote:Im to cheep to buy a fico right now 2 derogs gonna fall off sometime in 3013
Fico has a Free trial remember the TU fico here is not worth it since it's a score from a model almost no one uses. (TU98 you want TU04) And their EQ 04 score they sell here has a 10 day free trial. And if your REALLY cheap get a digital credit union savings account, only costs you like $15 to join, and you'll have a free fico 04 EQ score every month. (same one they sell here) Dcu's also a great credit union to get in with as your rebuilding.
@Legions36 wrote:
@sphinx313 wrote:ScoreWatch is free for 10 days here. Includes an Equifax FICO and you can cancel anytime before the 10 days and you will not be charged. There's almost no reason not to do it unless you have used the trial already.
Yeah sorry i wasted before. Im not buying until im trully done with everything. maybe even then i wont need to because im gonna try and get it free from walmart and dcu.
damn it don't say you know about dcu as i'm writting out my post 
hehe jk
@Legions36 wrote:
@distantarray wrote:
@Legions36 wrote:Im to cheep to buy a fico right now 2 derogs gonna fall off sometime in 3013
Fico has a Free trial remember the TU fico here is not worth it since it's a score from a model almost no one uses. (TU98 you want TU04) And their EQ 04 score they sell here has a 10 day free trial. And if your REALLY cheap get a digital credit union savings account, only costs you like $15 to join, and you'll have a free fico 04 EQ score every month. (same one they sell here) Dcu's also a great credit union to get in with as your rebuilding.
Yeah i used the free trial and i didn't know all i had to do was signup for dcu savings account and i could get that. Thanks im gonna join tommorrow, i only joined 2 others this week.
Oh just to clarify im not cheep at all, i don't mind paying for it if i have too i just think its not worth it to buy right now would just be a waste.
yea they state you need a credit card or a loan out with them but that's not the case , I verified since I'm a member. I dropped $200 in there and letting it rot occassionally poking it with a few more dollars each month lol.
also nice date for your derogs to fall off in only 1001 years =)
@distantarray wrote:
@Legions36 wrote:
@sphinx313 wrote:ScoreWatch is free for 10 days here. Includes an Equifax FICO and you can cancel anytime before the 10 days and you will not be charged. There's almost no reason not to do it unless you have used the trial already.
Yeah sorry i wasted before. Im not buying until im trully done with everything. maybe even then i wont need to because im gonna try and get it free from walmart and dcu.
damn it don't say you know about dcu as i'm writting out my post
Oh man disantarray i praise u, what i could do with a 55k credit line would change my life. I know exactly what and how to use it right, i know this for sure i will never be late or miss a payment again while im around.
There's the first step in the right direction. 
@Legions36 wrote:
@distantarray wrote:
@Legions36 wrote:
@sphinx313 wrote:ScoreWatch is free for 10 days here. Includes an Equifax FICO and you can cancel anytime before the 10 days and you will not be charged. There's almost no reason not to do it unless you have used the trial already.
Yeah sorry i wasted before. Im not buying until im trully done with everything. maybe even then i wont need to because im gonna try and get it free from walmart and dcu.
damn it don't say you know about dcu as i'm writting out my post
Oh man disantarray i praise u, what i could do with a 55k credit line would change my life. I know exactly what and how to use it right, i know this for sure i will never be late or miss a payment again while im around.
jus keep at it my score was worse than yours last year =)
also did you dispute something recently? if you dispute something it doesn't get factored into your credit scoring for a month while in dispute. that could cause a score spike.