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Anyone know what a creditor can see through softpull??

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Frequent Contributor

Re: Anyone know what a creditor can see through softpull??


indiolatino61 wrote:

w20031424 wrote:

4th Statement cut since last CLI on my Walmart Discover, no auto love, called for CLI from 4K to 8K and got rejected. I may try again in ten days, after I have paid off the balance on this card. 

 

Just curious, what can the creditor see through SP? Can they see your new accounts? I'm thinking maybe it's because they see my app spree last month which resulted in eight newly opened account.

 

 


Eight new accounts within a month would certainly affect your profile for now.


Yeah, FICO plummet for 50 points.

Fide Amex 15K | Barclays Reward 3.5K | Citi Forward Student 5K | Discover IT 12.8K | US Cash Reward 6K | GE Paypal 5.5K | Wal Discover 6K | CapOne 3.5K | Kohl's 0.3K