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Frequent Contributor
Posts: 268
Registered: ‎03-10-2009
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Anyone know what credit report BofA pulls?????

Anyone what credit reports BofA pulls for their credit cards? Thinking about applying, received two offers.  One for regular credit card and one for a secured card.  Pre-selected offers in the mail.  

 

Thanks for the info....

Starting Score: Mid 500's
EQ-701 TU-693 EXP-698
Goal Score:750+

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Valued Contributor
Posts: 1,346
Registered: ‎04-15-2011
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Re: Anyone know what credit report BofA pulls?????

Have you checked  whogavemecredit.com?    It's a very good up to date source along with area if IIRC.

 

BOA has pulled both EQ and TU for me,  Usually EQ though.

Established Contributor
Posts: 502
Registered: ‎01-16-2012
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Re: Anyone know what credit report BofA pulls?????

I've read that they pull Experian for the most part, so I app'd since my last baddie fell off and I was approved!


(04/29/15) Barclay FICO 761, (5/06/2015) Walmart FICO 757, (4/20/15) Discover IT FICO 757 42 AAoA=4.5 yrs
Established Member
Posts: 36
Registered: ‎07-30-2012
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Re: Anyone know what credit report BofA pulls?????

[ Edited ]

They pulled TU for me in July and TU seems to pretty common for other people I have talked to.

Valued Contributor
Posts: 1,960
Registered: ‎08-13-2007
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Re: Anyone know what credit report BofA pulls?????

EX in Minnesota late last year for me...

Ray

** Every Card has a Job, and Every Card does its Job **

Contributor
Posts: 94
Registered: ‎06-16-2012
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Re: Anyone know what credit report BofA pulls?????

In Florida EX to open account. TU for credit limit increase

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Established Contributor
Posts: 797
Registered: ‎05-01-2012
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Re: Anyone know what credit report BofA pulls?????

They pulled EX for me last month but they pulled TU in January when I was denied.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
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Frequent Contributor
Posts: 297
Registered: ‎08-08-2012
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Re: Anyone know what credit report BofA pulls?????

In Aug and Sept of this year, they pulled EQ and I am in Maryland.

Starting Score: FAKO: TU 602 EQ 550 EX 565 - 08|2012
Current Score: MyFICO: TU 633 EQ 637 EX 669 (AMEX PULL)09|2012
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Valued Contributor
Posts: 1,346
Registered: ‎04-15-2011
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Re: Anyone know what credit report BofA pulls?????

 

I should add, just be careful with the BOA, it also pulls your chain LOL

Established Contributor
Posts: 657
Registered: ‎06-27-2012
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Re: Anyone know what credit report BofA pulls?????

TU and EQ in WA.

 

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