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Regular Contributor
eparker
Posts: 246
Registered: ‎03-10-2009

Anyone know what credit report BofA pulls?????

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‎10-05-2012 09:03 AM

Anyone what credit reports BofA pulls for their credit cards? Thinking about applying, received two offers.  One for regular credit card and one for a secured card.  Pre-selected offers in the mail.  

 

Thanks for the info....

Starting Score: Mid 500's
EQ-689 TU-673 EXP-684 (USAA Score)
Goal Score:750+

American Express NPSL/Barclay $3900/Credit Union Visa $5000/Jareds $3200/BofA Visa $1800/USAA MC $1500/Discover $750/Amazon $800/Cap1 $750







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Valued Contributor
RyVision
Posts: 1,236
Registered: ‎04-15-2011

Re: Anyone know what credit report BofA pulls?????

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‎10-05-2012 09:07 AM

Have you checked  whogavemecredit.com?    It's a very good up to date source along with area if IIRC.

 

BOA has pulled both EQ and TU for me,  Usually EQ though.

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New Contributor
fedxboy
Posts: 69
Registered: ‎01-16-2012

Re: Anyone know what credit report BofA pulls?????

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‎10-05-2012 09:08 AM

I've read that they pull Experian for the most part, so I app'd since my last baddie fell off and I was approved!

Starting Score: 598 9/02/2011
My Wallet: | USAA World MC 5k, eBay MC 5k, WalMart Discover 4.5k, Macy's Amex 4k, Walmart 3.8k, US Bank Cash 3.5k, Citi Diamond Pref MC 3.3k, BofA Cash Rewards 3k, Amazon Card 2.5k, Chase Amazon Visa 1.9k, Macy's 1.5k , Fingerhut 800, CB//Express 800, Oh yeah and I'm an AU on a 25k BofA SIG. Walmart TU 756 (5/13)
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Established Member
amac373
Posts: 29
Registered: ‎07-30-2012

Re: Anyone know what credit report BofA pulls?????

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‎10-05-2012 09:12 AM - edited ‎10-05-2012 09:16 AM

They pulled TU for me in July and TU seems to pretty common for other people I have talked to.

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Valued Contributor
RockinRay
Posts: 1,763
Registered: ‎08-13-2007

Re: Anyone know what credit report BofA pulls?????

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‎10-05-2012 09:15 AM

EX in Minnesota late last year for me...

Ray

** Every Card has a Job, and Every Card does its Job **

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Contributor
supersam101
Posts: 92
Registered: ‎06-16-2012

Re: Anyone know what credit report BofA pulls?????

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‎10-05-2012 09:20 AM

In Florida EX to open account. TU for credit limit increase

Discover IT Student $3k. Bankameri Cash Rewards Card $3k.
Chase freedom 2.5k
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Established Contributor
rtw
Posts: 744
Registered: ‎05-01-2012

Re: Anyone know what credit report BofA pulls?????

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‎10-05-2012 09:21 AM

They pulled EX for me last month but they pulled TU in January when I was denied.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 725 (PSECU 5/11/13) TU: 711 (5/15/13) EQ: 688 (5/15/13)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 10K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 4.1K Barclays USAir 7/12 | 5K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
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Frequent Contributor
AvaMommy
Posts: 297
Registered: ‎08-08-2012

Re: Anyone know what credit report BofA pulls?????

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‎10-05-2012 09:28 AM

In Aug and Sept of this year, they pulled EQ and I am in Maryland.

Starting Score: FAKO: TU 602 EQ 550 EX 565 - 08|2012
Current Score: MyFICO: TU 633 EQ 637 EX 669 (AMEX PULL)09|2012
Goal Score: 700 across the board In my wallet: NFCU cashRewards 12000CL, NFCU LOC 10K CL, BofA cashRewards 5000CL, BofA PP 3000CL, JAREDS (AU) 1500CL, SEARS (AU) 7000CL
Under my mattress: Orchard Bank 320CL and Saks Fifth Avenue 100CL. Finally in the Garden. App Free Since 9/18/12 - No apps until March 2013
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Valued Contributor
RyVision
Posts: 1,236
Registered: ‎04-15-2011

Re: Anyone know what credit report BofA pulls?????

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‎10-05-2012 09:35 AM

 

I should add, just be careful with the BOA, it also pulls your chain LOL

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Established Contributor
migliogiorni
Posts: 582
Registered: ‎06-27-2012

Re: Anyone know what credit report BofA pulls?????

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‎10-05-2012 09:39 AM

TU and EQ in WA.

 

Dallas Cowboys Fan :smileyvery-happy:
Wally: 5k
BofA: 4.9k
Chase: 4k
Citi: 3.5k
JCP: 2.4k
DFS: 2k
Discover: 1.25 k
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