cancel
Showing results for 
Search instead for 
Did you mean: 

Anyone know what credit report BofA pulls?????

Frequent Contributor

Re: Anyone know what credit report BofA pulls?????


fedxboy wrote:

I've read that they pull Experian for the most part, so I app'd since my last baddie fell off and I was approved!


they pulled only EX on me last week.

(if geography makes a difference, Hawaii here)


BofA visa $9.4k ... BofA Cash Rewards visa sig $10k ... Cap 1 Venture1 visa sig $10k ...
Chase Freedom visa $10k ... Macy's $1.5k ... Macy's Amex $5k ... Sam's Club $6.3k
myFICOs as of 3/25/14:...EX=809 .... EQ=802....TU=787
Message 11 of 17
Contributor

Re: Anyone know what credit report BofA pulls?????

They pulled Experian for me in Texas last week.

Message 12 of 17
Highlighted
Valued Contributor

Re: Anyone know what credit report BofA pulls?????

EQ for every cc and TU for CLI. Im in MA
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 13 of 17
Regular Contributor

Re: Anyone know what credit report BofA pulls?????

Pulled EQ in Alabama...was declined, but called for recon. They approved my secured card, but pulled TU & EX. So I took a hit on all three, but I'm ok with it beacuse I nedd this credit card to rebuild and the secured card graduates! Good Luck.

Message 14 of 17
Established Contributor

Re: Anyone know what credit report BofA pulls?????

in MD, pulled EX for app, TU for CLIs.

EQ-736(08/14) TU-752(09/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 11.7K | Disc It 10.5K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 3yrs AAOA: 2yrs
Message 15 of 17
Established Contributor

Re: Anyone know what credit report BofA pulls?????

They pulled EX in NJ.


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

Take the FICO Fitness Challenge
Message 16 of 17
Frequent Contributor

Re: Anyone know what credit report BofA pulls?????

Several months ago when I applied they pulled my Experien and denied me. Then I called and was transferred to a risk management guy and he asked me some questions about a CC charge off from 3 years ago and why it happened. Then he asked if I had ever filed for bankruptcy. He then gave me a card with a $2500 credit limit.

Current Score: FICO EQ670-TU680-EX700
Wallet: Cap One Rew. $3500, Cap One QS $2500, Barclay $2650, Old Navy Visa $3000, QS-2 $2500, Credit One $2500, BoA $5000, Chase Freedom $3000, Slate $3000, Wal-Mart Discover $3000-STORE CARDS: Amazon $3500, Lowes $2000, Kay's $7600
Message 17 of 17