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Frequent Contributor
Imua
Posts: 279
Registered: ‎01-17-2009

Re: Anyone know what credit report BofA pulls?????


fedxboy wrote:

I've read that they pull Experian for the most part, so I app'd since my last baddie fell off and I was approved!


they pulled only EX on me last week.

(if geography makes a difference, Hawaii here)


BofA visa $9.4k ... BofA Cash Rewards visa sig $10k ... Cap 1 Venture1 visa sig $10k ...
Chase Freedom MC $10k ... Macy's $1.5k ... Macy's Amex $5k ... Sam's Club $6.3k
myFICOs as of 3/25/14:...EX=809 .... EQ=802....TU=787
Contributor
ajh5408
Posts: 98
Registered: ‎04-13-2012

Re: Anyone know what credit report BofA pulls?????

They pulled Experian for me in Texas last week.

.ılılıll | CK/TU FAKO [770] // CS/EX FAKO [789] // QZ/EX FAKO [724] // EX FICO [763] | llılılı.
Chase Hyatt [$9K] // AMEX SimplyCash [$8K] // Chase Freedom [$7K] // PenFed Platinum Rewards [$6.5K] // AMEX Clear [$6K] //
Citi Forward [$6K] // BoA Privileges Cash [$5K] // Discover it [$3.5K] // Citi ThankYou Preferred [$2.2K] //
Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012

Re: Anyone know what credit report BofA pulls?????

EQ for every cc and TU for CLI. Im in MA
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Regular Contributor
sbeasl11
Posts: 122
Registered: ‎07-23-2012

Re: Anyone know what credit report BofA pulls?????

Pulled EQ in Alabama...was declined, but called for recon. They approved my secured card, but pulled TU & EX. So I took a hit on all three, but I'm ok with it beacuse I nedd this credit card to rebuild and the secured card graduates! Good Luck.

Established Contributor
YahComb
Posts: 588
Registered: ‎03-10-2012

Re: Anyone know what credit report BofA pulls?????

in MD, pulled EX for app, TU for CLIs.

EQ-728(03/31/14) TU-761(03/19/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 7.5K | Disc It 9K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 2.67yr AAOA: 21.8 mo
Established Contributor
lithium78
Posts: 928
Registered: ‎07-30-2011

Re: Anyone know what credit report BofA pulls?????

They pulled EX in NJ.


Starting Score: TU: 566
Current Score: TU: 736 (Walmart FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

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Regular Contributor
KeithW
Posts: 189
Registered: ‎02-22-2012

Re: Anyone know what credit report BofA pulls?????

Several months ago when I applied they pulled my Experien and denied me. Then I called and was transferred to a risk management guy and he asked me some questions about a CC charge off from 3 years ago and why it happened. Then he asked if I had ever filed for bankruptcy. He then gave me a card with a $2500 credit limit.

Current Score: FICO EQ637-TU690-EX704
Wallet: Cap One Rew. $2000, Cap One Plat. $2000, Barclay $3000, Old Navy Visa $2000, HSBC $1500, Credit One $1800, BoA $3000, Chase Freedom $1500, Wal-Mart Discover $2000, Amazon $1800, Lowes $1500, Kay's $7000

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