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Regular Contributor
Imua
Posts: 242
Registered: ‎01-17-2009

Re: Anyone know what credit report BofA pulls?????

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‎10-05-2012 10:02 AM

fedxboy wrote:

I've read that they pull Experian for the most part, so I app'd since my last baddie fell off and I was approved!

they pulled only EX on me last week.

(if geography makes a difference, Hawaii here)

BofA visa $9.4k ... BofA Cash Rewards visa sig $10k ... Cap 1 Venture1 visa sig $10k ... Chase Freedom MC $10k ... Macy's $1.5k ... Macy's Amex $5k ... Sam's Club $6k
myFICOs as of 9/28/12: TU=777.... EQ=793
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ajh5408
Posts: 98
Registered: ‎04-13-2012

Re: Anyone know what credit report BofA pulls?????

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‎10-05-2012 10:03 AM

They pulled Experian for me in Texas last week.

.ılılıll | CK/TU FAKO [770] // CS/EX FAKO [789] // QZ/EX FAKO [724] // EX FICO [763] | llılılı.
Chase Hyatt [$9K] // AMEX SimplyCash [$8K] // Chase Freedom [$7K] // PenFed Platinum Rewards [$6.5K] // AMEX Clear [$6K] //
Citi Forward [$6K] // BoA Privileges Cash [$5K] // Discover it [$3.5K] // Citi ThankYou Preferred [$2.2K] //
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Valued Contributor
jsickz32
Posts: 1,810
Registered: ‎06-25-2012

Re: Anyone know what credit report BofA pulls?????

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‎10-05-2012 10:08 AM

EQ for every cc and TU for CLI. Im in MA
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)
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Regular Contributor
sbeasl11
Posts: 119
Registered: ‎07-23-2012

Re: Anyone know what credit report BofA pulls?????

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‎10-05-2012 07:28 PM

Pulled EQ in Alabama...was declined, but called for recon. They approved my secured card, but pulled TU & EX. So I took a hit on all three, but I'm ok with it beacuse I nedd this credit card to rebuild and the secured card graduates! Good Luck.

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Frequent Contributor
YahComb
Posts: 456
Registered: ‎03-10-2012

Re: Anyone know what credit report BofA pulls?????

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‎10-06-2012 04:43 AM

in MD, pulled EX for app, TU for CLIs.

EQSW-703 (05/05/13)
Newest to Oldest
Citi TY Pref 4.5K | US Bank Cash+ 6.5K | Chase Freedom 3K | Chase Sapphire WMC 5K | Disc More 4K | Amazon Store 2.5K | BOA Cash Rewards 6K |
RIP silver spade status, 12/2/12 to 5/4/13
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Established Contributor
lithium78
Posts: 750
Registered: ‎07-30-2011

Re: Anyone know what credit report BofA pulls?????

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‎10-06-2012 06:00 AM

They pulled EX in NJ.

Starting Score: TU: 566
Current Score: TU: 729 (Walmart FICO); EQ: 754 (MyFico) EX: 776 (FAKO)
Goal Score: 800
Take the FICO Fitness Challenge
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Regular Contributor
KeithW
Posts: 123
Registered: ‎02-22-2012

Re: Anyone know what credit report BofA pulls?????

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‎10-06-2012 08:20 AM

Several months ago when I applied they pulled my Experien and denied me. Then I called and was transferred to a risk management guy and he asked me some questions about a CC charge off from 3 years ago and why it happened. Then he asked if I had ever filed for bankruptcy. He then gave me a card with a $2500 credit limit.

Starting Score: FICO EQ575-TU653
Current Score: FICO EQ602-TU640-EX664
Goal Score: 750
Wallet: Cap One Rew. $1500, Cap One Plat. $1500, Barclay $2200, Old Navy $1450, Orchard Plat. $1000, Credit One $1300, BoA $2500
Take the FICO Fitness Challenge
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