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Anyone know what credit report BofA pulls?????

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eparker
Frequent Contributor

Anyone know what credit report BofA pulls?????

Anyone what credit reports BofA pulls for their credit cards? Thinking about applying, received two offers.  One for regular credit card and one for a secured card.  Pre-selected offers in the mail.  

 

Thanks for the info....

Starting Score: Mid 500's
EQ-701 TU-693 EXP-698
Goal Score:750+

NavChek $15,000/NFCU nRewards Visa $12,000/American Express Rewards Gold NPSL/USAA Rewards World Mastercard $7000/USAA Visa Platinum $7000/Barclay $3900/Credit Union Visa $5000/Jareds $7600/BofA Visa $4000/USAA MC $1500/Walmart $1200//Amazon $1000/Discover Card $750/Cap1 $2250.







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Message 1 of 17
16 REPLIES 16
RyVision
Valued Contributor

Re: Anyone know what credit report BofA pulls?????

Have you checked  whogavemecredit.com?    It's a very good up to date source along with area if IIRC.

 

BOA has pulled both EQ and TU for me,  Usually EQ though.


AKA 840flippedto480
Message 2 of 17
fedxboy
Established Contributor

Re: Anyone know what credit report BofA pulls?????

I've read that they pull Experian for the most part, so I app'd since my last baddie fell off and I was approved!



(7/23/16) AMEX FICO EX 728, (6/20/16) Discover FICO TU 747, (7/24/16) Barclays FICO 750 (TC Lines $400+K) AAoA= 4.3 yrs
Message 3 of 17
amac373
Established Member

Re: Anyone know what credit report BofA pulls?????

They pulled TU for me in July and TU seems to pretty common for other people I have talked to.

Message 4 of 17
RockinRay
Valued Contributor

Re: Anyone know what credit report BofA pulls?????

EX in Minnesota late last year for me...

Ray

** Every Card has a Job, and Every Card does its Job **
Message 5 of 17
supersam101
Contributor

Re: Anyone know what credit report BofA pulls?????

In Florida EX to open account. TU for credit limit increase

Discover IT Student $3k. Bankameri better balance $3k.
Chase freedom 2.5k
Message 6 of 17
rtw
Established Contributor

Re: Anyone know what credit report BofA pulls?????

They pulled EX for me last month but they pulled TU in January when I was denied.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 7 of 17
AvaMommy
Frequent Contributor

Re: Anyone know what credit report BofA pulls?????

In Aug and Sept of this year, they pulled EQ and I am in Maryland.

Starting Score: FAKO: TU 602 EQ 550 EX 565 - 08|2012
Current Score: MyFICO: TU 633 EQ 637 EX 669 (AMEX PULL)09|2012
Goal Score: 700 across the board In my wallet: NFCU cashRewards 12000CL, NFCU LOC 10K CL, BofA cashRewards 5000CL, BofA PP 3000CL, JAREDS (AU) 1500CL, SEARS (AU) 7000CL
Under my mattress: Orchard Bank 320CL and Saks Fifth Avenue 100CL. Finally in the Garden. App Free Since 9/18/12 - No apps until March 2013
Message 8 of 17
RyVision
Valued Contributor

Re: Anyone know what credit report BofA pulls?????

 

I should add, just be careful with the BOA, it also pulls your chain LOL


AKA 840flippedto480
Message 9 of 17
migliogiorni
Established Contributor

Re: Anyone know what credit report BofA pulls?????

TU and EQ in WA.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Message 10 of 17
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