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New Contributor
h4ldol
Posts: 144
Registered: ‎03-17-2012

Anyone know which CR BoA pulls in Seattle/WA?

I want to request a CLI for my BoA cash rewards card but would like to know beforehand which bureau they check.  My best score is with EQ (807) but my TU is okay (787) too.  I'm hoping they don't check EX because that tends to be my worst FICO, often 20+ points lower than the other two.  Of course, I have no way to know what my EX is right now so I guess it doesn't really matter, but it would be nice to have an idea before I call.

 

Established Member
missambitious
Posts: 19
Registered: ‎06-11-2012

Re: Anyone know which CR BoA pulls in Seattle/WA?

When I got my cli, they pulled tu & ex for sure,  I havent seen my eq report recently. They might just pull all three and like what they see with those two. If youre good about spending and paying it down, I find they are pretty good to me, its jsut a bummer that they have to pull reports to see if theyll give it to you & ya get all worried :/  

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Frequent Contributor
YahComb
Posts: 461
Registered: ‎03-10-2012

Re: Anyone know which CR BoA pulls in Seattle/WA?

the general consensus on BOA is EX for applications and TU for CLI's. That seems to be what happens to most people regardless of location.

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New Contributor
h4ldol
Posts: 144
Registered: ‎03-17-2012

Re: Anyone know which CR BoA pulls in Seattle/WA?

Thanks guys (and/or girls).

 

I'm going to request a CLI today and I'll report back later when I see what they've pulled, although I only check my FICOs every 3 months, so I guess it'll be awhile. :smileytongue:

 

Does anyone know how much BoA typically will raise CL in general?  Of course, it will depend on specifics of the card holder, but has anyone ever gotten a $10k increase at once?  Or will they require income verfication? 

 

Thanks!

Valued Contributor
jsickz32
Posts: 1,815
Registered: ‎06-25-2012

Re: Anyone know which CR BoA pulls in Seattle/WA?

Im MA. They pull EQ to open account and pull TU for cli
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Contributor
wealthcreator
Posts: 211
Registered: ‎07-02-2012

Re: Anyone know which CR BoA pulls in Seattle/WA?

On my BoA application they pulled TU and EX, not sure what they will pull on CLI . I am based in seattle,wa

Walmart TU-724 on 12-2012
EX-707 on 08-2012
EQ-668on 08-2012
_________________________________
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Blogger
HiLine
Posts: 2,107
Registered: ‎10-19-2012

Re: Anyone know which CR BoA pulls in Seattle/WA?

Another Seattlite here. They pulled TU and Ex on me. 

 

 

New Contributor
h4ldol
Posts: 144
Registered: ‎03-17-2012

Re: Anyone know which CR BoA pulls in Seattle/WA?

Thanks fellow Seattlites!

 

I just put in my CLI request online (and was approved, yay!) but I'm not due to check my FICOs again until March.  When I do check it I'll try to update this thread perhaps.

 

Happy holidays. :smileytongue:

Blogger
HiLine
Posts: 2,107
Registered: ‎10-19-2012

Re: Anyone know which CR BoA pulls in Seattle/WA?

Congratulations! I hope you got a big raise. Happy holidays! :smileywink:

Regular Contributor
sakhalin070
Posts: 222
Registered: ‎08-28-2012

Re: Anyone know which CR BoA pulls in Seattle/WA?

Just wanted to pipe in and say that I'm a Seattleite as well!

 

Happy Holidays!


FICO: TU 781 EX 776

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