Anyone know which cards pull TU or Exper?

[PointLager]

from personal experience:

Amex: EX

Chase: EX

BofA/FIA:  EX, TU

Citi: EX, TU

Barclays: TU

Capital One: EX, TU

I don't have data points for EQ

[Anonymous]

Chase does pull other CR's depending on your region. In mine, it's EX only. I don't know if they pull EQ - the alternate pulls I've seen have been TU.

Amex is indeed EX only except in rare instances.

Barclays seems to be TU only.

Synchony favors TU but sometimes has pulled EX for approvals for my DW.

Comenity uses EQ almost exclusively for apps and SP CLI.

BofA has used EX exclusively for me for cards and auto loans.

Citi has been TU only for me, except for Best Buy which is EX. But that could be regional.

Discover pulled EQ and EX for my DW. EQ only for me.

Cap One pulls all three but will probably pull TU and EX only if your EQ happens to be frozen at the time. I have personally gained 3 instant approvals with EX frozen for myself and my DW.

[longtimelurker]

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@PointLager wrote:

from personal experience:

Amex: EX

Chase: EX

BofA/FIA:  EX, TU

Citi: EX, TU

Barclays: TU

Capital One: EX, TU

I don't have data points for EQ

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Since pulls often depend on state, you should indicate which one this is!

[longtimelurker]

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@Anonymous wrote:
That database is great. As it show data points for score, location, lender, approval limit/deny, CRA pulled. Strongly recommended.

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It's probably the best resource out there but it does depend on self-reporting, so I am a little more leery about depending much on its score information.  It's possible that the people who supply data are indeed a representatie sample of the population, but it's pretty unlikely.    They are almost by definition more credit aware and may have cleaned up reports, so it's possible the general population get the cards with lower scores than reported.

Credit Karma also has score data points for many cards, which can be interesting, remembering to use their FAKO for your score.

[Legions36]

I dont get it are these banks for credit cards or store cards? When i check i dont see any cards?

Synchony favors TU but sometimes has pulled EX for approvals for my DW.

Comenity uses EQ almost exclusively for apps and SP CLI.

[Anonymous]

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@Legions36 wrote:

I dont get it are these banks for credit cards or store cards? When i check i dont see any cards?

Synchony favors TU but sometimes has pulled EX for approvals for my DW.

Comenity uses EQ almost exclusively for apps and SP CLI.

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Both.

Synchrony issues several Visa cards, a couple of which I would consider "prime." Ebates Visa, Stash Rewards, BP, Chevron/Texaco/Techron are just some examples. They also issue the Sam's Club MC which is a very nice card.

Comenity also issues Visa cards. Total Rewards, Virgin America, Sportsman's Guide are some examples.