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Anyone knows if Macy's card does hardpull on which creditor?

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Legions36
Frequent Contributor
‎07-16-2012 08:24 AM
‎07-16-2012 08:24 AM

Anyone knows if Macy's card does hardpull on which creditor?

Hey i wanna try and get some store credit and wanna shoot for the Macy's store card, in the building process and have firstpremier, orchard bank, creditone, and cap1 at the moment. What r the chances of getting approved now? Also i used to have a limit with them for $2000 opened in 1998 but closed in good standing in 2003, maybe that helps also? Any suggestions for other store cards would help also, 2 months ago i tried for bestbuy but they denied me.

EQ-784 TU-777 EXP-772 12/11/15

NFCU(11.5k), USAA(6k), DCU(10k), Sapphire(5k), Duck(5k), Freedom(1k), Quicksilver(3k), DiscoverIT(2k), AmexBCE($800),
New cards 12/12-NFCU-MC(18.5k), Simplicity(9.2k),Slate(7.5k),Amex(3.8k)
Message 1 of 7
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rckstrscott
Valued Contributor
‎07-16-2012 08:26 AM
‎07-16-2012 08:26 AM

Re: Anyone knows if Macy's card does hardpull on which creditor?

@Legions36 wrote:

Hey i wanna try and get some store credit and wanna shoot for the Macy's store card, in the building process and have firstpremier, orchard bank, creditone, and cap1 at the moment. What r the chances of getting approved now? Also i used to have a limit with them for $2000 opened in 1998 but closed in good standing in 2003, maybe that helps also? Any suggestions for other store cards would help also, 2 months ago i tried for bestbuy but they denied me.

Macy's pulled Experian

 

 

-scott

Starting FICO Score: October 2010: TU 498 | EQ: 502
Current FICO Scores:: May 2022: TU: 784 | EQ: 770 | EX: 790
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Middleswarth
Frequent Contributor
‎07-16-2012 12:29 PM
‎07-16-2012 12:29 PM

Re: Anyone knows if Macy's card does hardpull on which creditor?

Macy's pulled TU for me on Saturday.  I'm in PA.

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namvet
Established Contributor
‎07-16-2012 03:55 PM
‎07-16-2012 03:55 PM

Re: Anyone knows if Macy's card does hardpull on which creditor?

@Middleswarth wrote:

Macy's pulled TU for me on Saturday.  I'm in PA.

  EX here in Texas

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GST2008
Frequent Contributor
‎07-17-2012 05:51 AM
‎07-17-2012 05:51 AM

Re: Anyone knows if Macy's card does hardpull on which creditor?

EX in NY


Current:
TU (5/14/14): 796 (Inquiries; 8/23/13)
EQ (3/23/14): 791 (Inquiries: 8/23/13)
EX (9/24/13): 780 (Inquiries: 7/2/12; 11/20/12; 7/30/13; 8/23/13)

Goals: No new inquiries for 2014, 800 for all CRs by 12/31/14
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bamagirl1
Established Contributor
‎07-17-2012 06:49 AM
‎07-17-2012 06:49 AM

Re: Anyone knows if Macy's card does hardpull on which creditor?

I'm in AL they pulled Experian here for me.

 

If possible I would app in store bc ALOT of times if you app online they may only start you out with $100-200 starting limit just for security purposes, etc.

 

Good Luck and keep us posted!Smiley Wink

~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
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bribro
Valued Contributor
‎07-17-2012 09:20 AM
‎07-17-2012 09:20 AM

Re: Anyone knows if Macy's card does hardpull on which creditor?

Macy's pulled EX for me. I'm in CA.

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
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