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I went stir crazy last with the apping.
Biz Cards
BOA Biz card - 30 Day
Chae Biz - Received App
SAMS Premier LOC - Declined
Dell $5k CC $20K Lease
Sams Discover $10K
Personal
GEMB / Walmart $1600
GEMB / Paypal $1600
Sovereign Amex $7800
UMB - 30 day
Citizens - 30 day
GEMB / Amex - App Received
I went for 5 on Friday:
Lexus (pulled TU) , said it takes 2 weeks for decision
WAMU (pulled TU), $5,000 instant
Wells Fargo (pulled EXP), $9,000 next day it showed up on my online acct, (I have a mtg with them)
Citi (pulled EQ) $3,000 instant
Bank of America (pulled EQ - came up First USA- Chase) checked for offers, Accepted offer of $7,000 instant
FICO Scores of 730, 736 & 732 (pulled after the applications) EQ was 747 prior to applying.
I was on a mini app spree, trying to get my credit mix right. I am done for now (hopefully until March when I will try to refi my auto and help fiance get a new car as well).
New Cap One MC- CL$1k (combined with existing line of $500)
Lowes- initial CL of $700, 2 days after recieving it called and asked for increase, up to $1100
Target Red- $200 (woohoo lol)
Orchard Bank-CLI of $100 (with a fee of $25, they waived half the fee so 12.50)
BofA CLI requested and grandet of $800
Sears CLI requested and granted of $600
Also, applied for Hooters, Chase, Carnival SeaMiles and CLI on Care Credit and Discount Tire...those were my no-nos.
Waiting on response for Visa/MC from SSFCU (I have had my fingers and toes crossed for days.) After this, I'm done for a while.
We just closed on our house on the 7th, so we're trying to get all our credit ducks in a row before the new mortgage hits and our scores potentially tank.
We got a 35k car loan through our credit union, 8500 CL from Home Depot, and 5k CLI from BAC. We're done...for now