Credit Cards

[guydiver]

I have $10K CL's on my Sam's Club store card and Lowe's store card, both being GECRB.  My Sam's card is 6 years old, and my Lowe's is almost 3.  I have received a letter from Lowe's a while back(GEMB then) that a CLI was not possible per policy. 

[youngandcreditwrthy]

I have a $12k limit with Lowe's.

It may be your income?

[guydiver]

About $80K/yr.

[guydiver]

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youngandcreditwrthy wrote:
I have a $12k limit with Lowe's.

It may be your income?

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HowHow long have you had your Lowe's card?  It's the only one I have seen on here more than $10K.

[beb86]

Im sure its possible just like any CL with AMEX over 25k requires a headache haha.... I mean if someone is building or furnishing a house or is a contractor the would need a higher limit 

[stefanc]

12,500 on mine - I do spend ALOT at Lowes (and Depot too), and usually have between 2,00 and 5,000 on 0% promo balances on the card all the time. I'll porbably call in and try for 15,000 or so in the next month or two.

[Creditaddict]

Maybe you need to upgrade to Sams Discover for more credit!

Im thinking off the top of my head that a big discussion appened a month or two ago about Sams and $15k limit... not sure if Lowes was part of that or not.

[youngandcreditwrthy]

Well , Ive had it since mid 2009. I haven't spent more than $1000 since then on it; I spend maybe $20 every couple of months for cleaning stuff lol and usually pif. I haven't heard of any type of limit for the cl on these accounts directly from a csr. It's
My highest limit actually. :-)

[youngandcreditwrthy]

My hhi is $100k+.

GECRB has income based credit lines I think. I know my mac cl for my income for my JCP acct is $4900.
Does the denial reason say s'thing about "fixed maximum credit line"??

[CruzImperial]

I know they do counter the max cl based on income.