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Established Contributor
guydiver
Posts: 565
Registered: ‎08-30-2007
0

Anyone over $10K Sam's Club or Lowe's??

I have $10K CL's on my Sam's Club store card and Lowe's store card, both being GECRB.  My Sam's card is 6 years old, and my Lowe's is almost 3.  I have received a letter from Lowe's a while back(GEMB then) that a CLI was not possible per policy. 

MyFICO Forums ROCK!! & . Been There, Done That. Never Going Back! Goal>>>> 760 all 3.

Starting Score: 1/05 upper 500's??Current Score: FICO: EQ 730ish, TU 747(Barclay), EX 732(CS) Goal Score: .....800 IS ON MY BUCKET LIST! EX ,BITE ME! .:smileyvery-happy:
In My Wallet: CU Visa 15K, Sam's Club 10K, Lowe's 15K, Cabela's Siggy Visa 11.5K,Travelocity AEX 18.9K
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Anyone over $10K Sam's Club or Lowe's??

I have a $12k limit with Lowe's.

It may be your income?
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
guydiver
Posts: 565
Registered: ‎08-30-2007
0

Re: Anyone over $10K Sam's Club or Lowe's??

About $80K/yr.

MyFICO Forums ROCK!! & . Been There, Done That. Never Going Back! Goal>>>> 760 all 3.

Starting Score: 1/05 upper 500's??Current Score: FICO: EQ 730ish, TU 747(Barclay), EX 732(CS) Goal Score: .....800 IS ON MY BUCKET LIST! EX ,BITE ME! .:smileyvery-happy:
In My Wallet: CU Visa 15K, Sam's Club 10K, Lowe's 15K, Cabela's Siggy Visa 11.5K,Travelocity AEX 18.9K
Established Contributor
guydiver
Posts: 565
Registered: ‎08-30-2007
0

Re: Anyone over $10K Sam's Club or Lowe's??


youngandcreditwrthy wrote:
I have a $12k limit with Lowe's.

It may be your income?
HowHow long have you had your Lowe's card?  It's the only one I have seen on here more than $10K.
MyFICO Forums ROCK!! & . Been There, Done That. Never Going Back! Goal>>>> 760 all 3.

Starting Score: 1/05 upper 500's??Current Score: FICO: EQ 730ish, TU 747(Barclay), EX 732(CS) Goal Score: .....800 IS ON MY BUCKET LIST! EX ,BITE ME! .:smileyvery-happy:
In My Wallet: CU Visa 15K, Sam's Club 10K, Lowe's 15K, Cabela's Siggy Visa 11.5K,Travelocity AEX 18.9K
Valued Contributor
beb86
Posts: 1,117
Registered: ‎10-31-2011
0

Re: Anyone over $10K Sam's Club or Lowe's??

Im sure its possible just like any CL with AMEX over 25k requires a headache haha.... I mean if someone is building or furnishing a house or is a contractor the would need a higher limit 

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Regular Contributor
stefanc
Posts: 220
Registered: ‎11-16-2007
0

Re: Anyone over $10K Sam's Club or Lowe's??

12,500 on mine - I do spend ALOT at Lowes (and Depot too), and usually have between 2,00 and 5,000 on 0% promo balances on the card all the time. I'll porbably call in and try for 15,000 or so in the next month or two.

Epic Contributor
Creditaddict
Posts: 20,897
Registered: ‎10-23-2007
0

Re: Anyone over $10K Sam's Club or Lowe's??

Maybe you need to upgrade to Sams Discover for more credit! :smileytongue:

 

Im thinking off the top of my head that a big discussion appened a month or two ago about Sams and $15k limit... not sure if Lowes was part of that or not.

Fico Scores: EQ- 682 DCU, TU 696 Walmart, EX 695 NASA(10-6-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
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Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Anyone over $10K Sam's Club or Lowe's??

Well , Ive had it since mid 2009. I haven't spent more than $1000 since then on it; I spend maybe $20 every couple of months for cleaning stuff lol and usually pif. I haven't heard of any type of limit for the cl on these accounts directly from a csr. It's
My highest limit actually. :-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Anyone over $10K Sam's Club or Lowe's??

My hhi is $100k+.

GECRB has income based credit lines I think. I know my mac cl for my income for my JCP acct is $4900.
Does the denial reason say s'thing about "fixed maximum credit line"??
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
CruzImperial
Posts: 867
Registered: ‎07-04-2012
0

Re: Anyone over $10K Sam's Club or Lowe's??

I know they do counter the max cl based on income.
Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |

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