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Anyone over $10K Sam's Club or Lowe's??

Established Contributor

Anyone over $10K Sam's Club or Lowe's??

I have $10K CL's on my Sam's Club store card and Lowe's store card, both being GECRB.  My Sam's card is 6 years old, and my Lowe's is almost 3.  I have received a letter from Lowe's a while back(GEMB then) that a CLI was not possible per policy. 


Starting Score: 500's
Current Score: 773 EQ(DCU), 757 TU(Barclay), 788 EX(Credit.com)
Goal Score:760 X 3


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16 REPLIES
Senior Contributor

Re: Anyone over $10K Sam's Club or Lowe's??

I have a $12k limit with Lowe's.

It may be your income?
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor

Re: Anyone over $10K Sam's Club or Lowe's??

About $80K/yr.


Starting Score: 500's
Current Score: 773 EQ(DCU), 757 TU(Barclay), 788 EX(Credit.com)
Goal Score:760 X 3


Take the myFICO Fitness Challenge

Established Contributor

Re: Anyone over $10K Sam's Club or Lowe's??


youngandcreditwrthy wrote:
I have a $12k limit with Lowe's.

It may be your income?
HowHow long have you had your Lowe's card?  It's the only one I have seen on here more than $10K.

Starting Score: 500's
Current Score: 773 EQ(DCU), 757 TU(Barclay), 788 EX(Credit.com)
Goal Score:760 X 3


Take the myFICO Fitness Challenge

Valued Contributor

Re: Anyone over $10K Sam's Club or Lowe's??

Im sure its possible just like any CL with AMEX over 25k requires a headache haha.... I mean if someone is building or furnishing a house or is a contractor the would need a higher limit 

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Regular Contributor

Re: Anyone over $10K Sam's Club or Lowe's??

12,500 on mine - I do spend ALOT at Lowes (and Depot too), and usually have between 2,00 and 5,000 on 0% promo balances on the card all the time. I'll porbably call in and try for 15,000 or so in the next month or two.

Epic Contributor

Re: Anyone over $10K Sam's Club or Lowe's??

Maybe you need to upgrade to Sams Discover for more credit! Smiley Tongue

 

Im thinking off the top of my head that a big discussion appened a month or two ago about Sams and $15k limit... not sure if Lowes was part of that or not.

Senior Contributor

Re: Anyone over $10K Sam's Club or Lowe's??

Well , Ive had it since mid 2009. I haven't spent more than $1000 since then on it; I spend maybe $20 every couple of months for cleaning stuff lol and usually pif. I haven't heard of any type of limit for the cl on these accounts directly from a csr. It's
My highest limit actually. :-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Senior Contributor

Re: Anyone over $10K Sam's Club or Lowe's??

My hhi is $100k+.

GECRB has income based credit lines I think. I know my mac cl for my income for my JCP acct is $4900.
Does the denial reason say s'thing about "fixed maximum credit line"??
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor

Re: Anyone over $10K Sam's Club or Lowe's??

I know they do counter the max cl based on income.
Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |