Just asked for a 3X CLI tonight...$10500>$31500. Didn't ask for any documentation.
These forums just kill me. I see individuals that charge 800 - 1000 a month and have many other cards with large limits wanting a larger limit on their Amex for no reason.
This game of credit card accumulation and clis are crazy. All this utilization paranoia is another issue that I only see here.
My Amex EDP was originally approved for 12k and charge 2k - 3k a month and have not hit the button because I have other cards in the same range or higher anyway. I think it's laughable when some think just because one card is at 25k they all need to be.
Enough with my rant, everyone have a great Memorial Day weekend.
Personal Cards: Amex Plat | Amex Delta Res | CSR | Citi AA Exec Business Cards: Ink+ | Amex BGR
@redpat wrote:These forums just kill me. I see individuals that charge 800 - 1000 a month and have many other cards with large limits wanting a larger limit on their Amex for no reason.
This game of credit card accumulation and clis are crazy. All this utilization paranoia is another issue that I only see here.
My Amex EDP was originally approved for 12k and charge 2k - 3k a month and have not hit the button because I have other cards in the same range or higher anyway. I think it's laughable when some think just because one card is at 25k they all need to be.
Enough with my rant, everyone have a great Memorial Day weekend.
What kills me is when people post rants in a thread that's requesting specific information and think the rest of us actually give a f@*&*! Lol
Have a great holiday weekend. 
@Gmood1 wrote:
@redpat wrote:These forums just kill me. I see individuals that charge 800 - 1000 a month and have many other cards with large limits wanting a larger limit on their Amex for no reason.
This game of credit card accumulation and clis are crazy. All this utilization paranoia is another issue that I only see here.
My Amex EDP was originally approved for 12k and charge 2k - 3k a month and have not hit the button because I have other cards in the same range or higher anyway. I think it's laughable when some think just because one card is at 25k they all need to be.
Enough with my rant, everyone have a great Memorial Day weekend.
What kills me is when people post rants in a thread that's requesting specific information and think the rest of us actually give a f@*&*! Lol
Have a great holiday weekend.
Aren't forums great.......You are right noboby gives a sh%*, lol!
One more point because I feel like ranting today and I already know nobody gives a......, remember when you use your cards nobody knows your CL except yourself so if it really makes you feel good to know that you have a 30K limit instead of a 15K and you only charge $1,000 a month good luck, maybe it's to put in your sig, lol!
@redpat wrote:
@Gmood1 wrote:
@redpat wrote:These forums just kill me. I see individuals that charge 800 - 1000 a month and have many other cards with large limits wanting a larger limit on their Amex for no reason.
This game of credit card accumulation and clis are crazy. All this utilization paranoia is another issue that I only see here.
My Amex EDP was originally approved for 12k and charge 2k - 3k a month and have not hit the button because I have other cards in the same range or higher anyway. I think it's laughable when some think just because one card is at 25k they all need to be.
Enough with my rant, everyone have a great Memorial Day weekend.
What kills me is when people post rants in a thread that's requesting specific information and think the rest of us actually give a f@*&*! Lol
Have a great holiday weekend.
Aren't forums great.......You are right noboby gives a sh%*, lol!
One more point because I feel like ranting today and I already know nobody gives a......, remember when you use your cards nobody knows your CL except yourself so if it really makes you feel good to know that you have a 30K limit instead of a 15K and you only charge $1,000 a month good luck, maybe it's to put in your sig, lol!
Lmao...I believe you've completely overlooked the reason for having large credit lines. Monthly spend is one thing. Let's say my HVAC system goes out and I need a new one. For a really high tech one we're talking $12k to $15k. If all you have is a $15k limit.. you're going to max it out. Some companies won't let you split the bill between two CC's .
Sure you could finance it other ways. Others ways doesn't get me cash back though. I'd rather have the spending power when I need it than not have it at all. And capitalize on my miles or cash back.
Moral of this story , normal monthly spend has nothing to do with spending power. I'm not scared to bet. You have folks in this forum with less than $2000 a month in monthly spend. Their spending power is up into the hundreds of thousands if they so choose.
Why not have cards that allows you to use your spending power?