Anyone provided with a credit score from lender for CC app?
If so, do you know which score they used?
Which FICO version year (98, NextGen, 04, 08)
Which FICO version type (Classic, Bankcard Enhanced, Auto Enhanced, Installment Loan, Personal Finance, Mortgage)
Which CRA (EQ, EX, TU)
I'm curious to see which version is used the most these days. Based on my recent app spree, it was FICO 08 either Classic or Bankcard Enhanced for me. Seems Cap1 is still stuck in 04 Classic though.
MyFICO sells TU 98. Has anyone gotten a 98 score from a lender? I don't think I've gotten one.. ever..
The oldest known FICO that I know a lender uses is FICO NextGen. PenFed uses that exclusively I think.
Please refer to my sig to see which ones I got pulled.
[10%+] Internet, Cable, Cell phone
[5%] Gas, Grocery, Amazon, Airline tickets, Drug Stores, Dept. Stores, Target, MyHabit
[3%] Restaurants
[2%] Everything Else
