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Anyone recently get approved for a WFNNB backed CC?

Established Contributor

Anyone recently get approved for a WFNNB backed CC?

I am going to be looking for furniture pretty soon and one of my local furniture stores (American TV & Appliance) has one of their "get a free big screen plasma tv with purchase of furniture" sales going on.  I am thinking of applying for their store card, which is backed by WFNNB since they also have a no interest for a year special at the same time.  Anyone have any recent experiences with WFNNB?  Bureau pulled? Minimum score requirements?  Thanks.
6 REPLIES
Contributor

Re: Anyone recently get approved for a WFNNB backed CC?

I got a Victoria's Secret card (which is backed by WFNNB) back in Sept and at that time they pulled Experian.
8/30/08 Fico TU 678 EX 648
8/16/08 Fako TU-599 EX-631 EQ-589
8/01/08 Fako TU-599 EX-620 EQ-589
New Contributor

Re: Anyone recently get approved for a WFNNB backed CC?

No, not me valley_man. But check out http://www.whogavemecredit.com Hopefully you will find more info there!!!

 

Good luck!

BB

Epic Contributor

Re: Anyone recently get approved for a WFNNB backed CC?

My parents are in 700's, they got West Elm and Z Gallerie last week.
Frequent Contributor

Re: Anyone recently get approved for a WFNNB backed CC?

I got approved for American Signature Furniture, they pulled Experian, and my score was 690 EX at the time.  I was approved for $2000.
WOW! EQ when I joined myFICO: 657. Ups and downs and a few bumps and bruises, but finally back over 700. Whew!

Established Contributor

Re: Anyone recently get approved for a WFNNB backed CC?


BabyBlue wrote:

No, not me valley_man. But check out http://www.whogavemecredit.com Hopefully you will find more info there!!!

 

Good luck!

BB


 

Thank you for the reply.  I did check whogavemecredit before I posted, but there really wasn't much on there for WFNNB.  The entries that were there were either (somewhat) old, or there wasn't information listed regarding scores or which CRA was pulled.  Makes me wonder how popular they really are.
Established Contributor

Re: Anyone recently get approved for a WFNNB backed CC?

Something to remember about the "who gave me credit" site, it is not all about scores anymore. Many other things go into factoring the credit selection process. I have what I consider decent scores (high 600's) and have yet to be approved for a real true unsecured CC. According to that website I should qualfy for a bunch of cards that have told me no.

 

I know people (both in person and on this forum) that have been rejected with a 700+ credit score recently for cards. Its actually funny for me to see the different excuses. "Too new to credit" "Too much credit" "Not enough credit" "Too many INQ's" "Too few INQ's"  "Wrong hair color"

 

Honestly, and I keep telling people this, the only way to know is to apply for yourself.

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"Evacuate, in our moment of triumph? I think you overestimate their chances."