Reply
Established Contributor
valley_man0505
Posts: 879
Registered: ‎05-29-2008

Anyone recently get approved for a WFNNB backed CC?

I am going to be looking for furniture pretty soon and one of my local furniture stores (American TV & Appliance) has one of their "get a free big screen plasma tv with purchase of furniture" sales going on.  I am thinking of applying for their store card, which is backed by WFNNB since they also have a no interest for a year special at the same time.  Anyone have any recent experiences with WFNNB?  Bureau pulled? Minimum score requirements?  Thanks.
Contributor
lcbark43
Posts: 77
Registered: ‎08-15-2008

Re: Anyone recently get approved for a WFNNB backed CC?

I got a Victoria's Secret card (which is backed by WFNNB) back in Sept and at that time they pulled Experian.
8/30/08 Fico TU 678 EX 648
8/16/08 Fako TU-599 EX-631 EQ-589
8/01/08 Fako TU-599 EX-620 EQ-589
New Contributor
BabyBlue
Posts: 65
Registered: ‎09-04-2008

Re: Anyone recently get approved for a WFNNB backed CC?

No, not me valley_man. But check out http://www.whogavemecredit.com Hopefully you will find more info there!!!

 

Good luck!

BB

Mega Contributor
Creditaddict
Posts: 18,604
Registered: ‎10-23-2007

Re: Anyone recently get approved for a WFNNB backed CC?

My parents are in 700's, they got West Elm and Z Gallerie last week.
Fico Scores: EQ 639 Navy, TU 665 GE, EX 677 Prosper (07-09-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Buckle $250
Over 30 Cards in between :smileytongue:
Frequent Contributor
LisaJ
Posts: 390
Registered: ‎11-06-2008

Re: Anyone recently get approved for a WFNNB backed CC?

I got approved for American Signature Furniture, they pulled Experian, and my score was 690 EX at the time.  I was approved for $2000.
WOW! EQ when I joined myFICO: 657. Ups and downs and a few bumps and bruises, but finally back over 700. Whew!

Established Contributor
valley_man0505
Posts: 879
Registered: ‎05-29-2008

Re: Anyone recently get approved for a WFNNB backed CC?


BabyBlue wrote:

No, not me valley_man. But check out http://www.whogavemecredit.com Hopefully you will find more info there!!!

 

Good luck!

BB


 

Thank you for the reply.  I did check whogavemecredit before I posted, but there really wasn't much on there for WFNNB.  The entries that were there were either (somewhat) old, or there wasn't information listed regarding scores or which CRA was pulled.  Makes me wonder how popular they really are.
Established Contributor
Pappy214
Posts: 794
Registered: ‎08-05-2008

Re: Anyone recently get approved for a WFNNB backed CC?

Something to remember about the "who gave me credit" site, it is not all about scores anymore. Many other things go into factoring the credit selection process. I have what I consider decent scores (high 600's) and have yet to be approved for a real true unsecured CC. According to that website I should qualfy for a bunch of cards that have told me no.

 

I know people (both in person and on this forum) that have been rejected with a 700+ credit score recently for cards. Its actually funny for me to see the different excuses. "Too new to credit" "Too much credit" "Not enough credit" "Too many INQ's" "Too few INQ's"  "Wrong hair color"

 

Honestly, and I keep telling people this, the only way to know is to apply for yourself.

____________________________________________________

"Evacuate, in our moment of triumph? I think you overestimate their chances."

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+