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My 1 year with my PRG is coming up, and I'm trying to decide if I should wait for an upgrade offer or just app for the Platinum.
What kind of offers are you guys getting right now?
I say go for it - IF you can make use of the benefits and justify the AF - only a soft pull, so why not?
Soft pull for rejection, hard pull if you get it.
Don't have an PRG, but I keep getting offered 50K UR for $5K spend to get the plat as an additional card to my BCP.
Edit: That would be interesting but it's 50K MR, not UR!
Why not both if you can justify the annual fees by using the benefits? I have had a Platinum and recently got a PRG for the 3X and 2x points where the Platinum is 1x across the board.If you fly at all the Platinum annual fee is only $50 the first year because you get to redeem the $200 airline credit once per calendar year so twice in the next 4 months if you signed up today.