03-16-2014 09:51 PM
I got the card nearly a year ago and they later changed the wording down to 1x points, but by December I was still getting 5x. I haven't used the card in a few months because Discover has 5% for restaurants right now (and won't use it for another 3 months because the Freedom card is doing the same now too). Curious though... anyone been using this card recently noticed if they're still getting 5x (assuming you applied when it was 5x and was still working back in December).
03-16-2014 09:53 PM
My fiance has had the Forward for some time now. She recently got automatically upgraded from Visa to Visa Signature and the insert still refers to resturants at 5x.
03-16-2014 10:40 PM
5x. checked my feb statement
03-17-2014 04:26 AM
Yep, 5x for me as well still. Only thing i use my Forward card for.
03-17-2014 01:18 PM
I use Forward for restaurants, movies, and Amazon. 5x on everything. It's one of my favorite cards.
03-17-2014 03:43 PM
03-17-2014 03:51 PM
How did you go about getting it upgraded to a siggy? Is there a min credit line requirement? What was your CL then/now?
03-17-2014 04:37 PM
03-17-2014 06:08 PM
They also upgraded me to a Signature. It sounds like Citi just did a big conversion for a number of accounts with certain criteria. My CL was $8,000 at the time if that helps.
03-18-2014 06:21 AM - edited 03-18-2014 06:25 AM
Citi Forward interesting observation/question ... it seems the Visa network no longer mandates that a Signature account have a NPSL (checked the Visa website 03-18-14 and is optional to the lender's discretion). Citi Cards has two Visa account prefixes 4128 and 4127. Seems the 4128 may not get the NPSL and the 4127 does. Some other poster on this website questioned this. My research is very limited but now I wonder? No one that has posted on the Citi Forward Visa Signature upgrades ever mentioned that Citi Cards changed them to a "revolving credit line" (flexible spending card). My upgrade did not change the CL or add the "revolving credit line." Now the truth is I would not want to go over the limit but it was always a great back-up. Food for thought. Anyone else have info, I am curious (I know it killed the cat). As an aside, my Citi Dividend World Elite Mastercard does have the "revolving credit line" (flexible spending card).
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.