Earn cash back when you use your card:
- 5% cash back on purchases at drugstores and gas stations
- 1% cash back on other purchases – including cash advances taken at the standard cash advance rate
- $5 cash back for each individual balance transfer transaction of $1,500 or more
- Earn up to $300 dollars per calendar year payable in checks of $50 or more only upon your request
No latee fees when you use your card once each billing cycle for a purchase or cash advance
I'm waiting for the day they send me something in the mail to "upgrade" me to something different. It's been discontinued for quite some time.. I haven't been able to find anything better that Citi offers yet.
@privax wrote:
Earn cash back when you use your card:
- 5% cash back on purchases at drugstores and gas stations
- 1% cash back on other purchases – including cash advances taken at the standard cash advance rate
- $5 cash back for each individual balance transfer transaction of $1,500 or more
- Earn up to $300 dollars per calendar year payable in checks of $50 or more only upon your request
No latee fees when you use your card once each billing cycle for a purchase or cash advance
I'm waiting for the day they send me something in the mail to "upgrade" me to something different. It's been discontinued for quite some time.. I haven't been able to find anything better that Citi offers yet.
It depends what you mean by better! This card (and some other Citi ones) max out at $300 a year INCLUDING the 1% spending, whereas cards like Discover and Freedom have the $300 limit only on 5%, with unlimited 1% (and Cash Plus is even better, $400 on 5%, unlimited 1 and 2% spending).
So within the Citi stable, depending on your spending, something like the Thank You Preferred (a card I usually pan!) might be better, as that would allow you to earn more than $300, and includes 2x on entertainment including dining etc.
Outside of Citi, many cards with higher rewards, except for the 5% on drug stores, which is harder to match these days (Wells Fargo offers that for 6 months)