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Established Contributor
zerobacan
Posts: 726
Registered: ‎01-13-2013
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Re: Anyone successful with 2nd CLI via Cap1EO?


LS2982 wrote:
@zero lmao!!!

I think im gonna wait until june and give it a shot!

She was!! she did not wanted to answer all the EO lady's questions, DW kept avoiding talking to her and the EO lady called her like 5 times!, hahahaha

 

sorry for my french :smileyhappy:

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Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
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Re: Anyone successful with 2nd CLI via Cap1EO?

That's funny@zero.
Lolol!
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WarJar101
Posts: 341
Registered: ‎08-14-2012
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Re: Anyone successful with 2nd CLI via Cap1EO?


zerobacan wrote:

LS2982 wrote:
@zero lmao!!!

I think im gonna wait until june and give it a shot!

She was!! she did not wanted to answer all the EO lady's questions, DW kept avoiding talking to her and the EO lady called her like 5 times!, hahahaha

 

sorry for my french :smileyhappy:


 That's the wife for ya lmao.

Cap One Platinum MC $2.5k CL (08/12)
Citi Forward Student Visa Card $1.5k CL (09/12)
Express NEXT Card $0.25k CL (02/13), Jcrew CC $0.7k CL(02/13)
AMEX PRG NPSL (03/13), AMEX Gold Delta Skymiles 2k (03/13)
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TU: 687 FICO (3/13) | EX: 692 Lender Pull (3/13) | EQ: 678 (4/1/13)
Contributor
bobvette
Posts: 78
Registered: ‎02-04-2012
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Re: Anyone successful with 2nd CLI via Cap1EO?

I will keep you posted.  I just got off the phone with them, back in January they raised my limits from $500 & $700 to $5000 each and waived the annual fees.  I just asked for increases to $15,000 on each card and cash rewards as well.  She said the 1% Cash back wouldn't be a problem and she would let me know in a day or so about the credit line increases, I'll let ya know what happens.

AMEX BCP $26,600 CSP $12,000 Pen Fed Plat Rewards $12,000 Citi Thank You Preferred $10,500 Chase Freedom $10,000
Delta CU $10,000 Cap 1 X 2 $7,500 AMEX TE $2,000
HSN $1,700 Kohls $1,000 BBRZ $700

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bobvette
Posts: 78
Registered: ‎02-04-2012
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Re: Anyone successful with 2nd CLI via Cap1EO?


bobvette wrote:

I will keep you posted.  I just got off the phone with them, back in January they raised my limits from $500 & $700 to $5000 each and waived the annual fees.  I just asked for increases to $15,000 on each card and cash rewards as well.  She said the 1% Cash back wouldn't be a problem and she would let me know in a day or so about the credit line increases, I'll let ya know what happens.


OK, I just received a call from the EO, they were able to give me the 1% cash rewards and increased my credit line by $2,500 each, I had asked for $15,000, and I am now at $7,500, not bad.  She also told me to call back in 4-6 months so they could try and get me to my desired credit lines.  So, since January I have gone from $500 & $700 to $7,500 on each card, not bad Capital One!

AMEX BCP $26,600 CSP $12,000 Pen Fed Plat Rewards $12,000 Citi Thank You Preferred $10,500 Chase Freedom $10,000
Delta CU $10,000 Cap 1 X 2 $7,500 AMEX TE $2,000
HSN $1,700 Kohls $1,000 BBRZ $700

Starting Score: EQ-592 TU-606
Current Score: EQ-728 TU-730
Goal Score: 725

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Valued Contributor
ryanbush
Posts: 1,292
Registered: ‎08-19-2012
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Re: Anyone successful with 2nd CLI via Cap1EO?

I got my second one 90 days after the first one.  750 ot 2k, then 2k to 4k.

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LS2982
Posts: 15,436
Registered: ‎04-09-2011
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Re: Anyone successful with 2nd CLI via Cap1EO?


ryanbush wrote:

I got my second one 90 days after the first one.  750 ot 2k, then 2k to 4k.


I'm trying to hold off, get some of my debt paid down then i'm going for it!!

 




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EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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sarkell
Posts: 345
Registered: ‎02-27-2013
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Re: Anyone successful with 2nd CLI via Cap1EO?

Did you just call the second time or send email again?
Cards: CSP $5k, Capital One Cash Rewards VS $3100, Discover it $3k Capital One MasterCard $600, Orchard Bank $3k, Barclays Rewards MC $1250 Gapcard $900, BR $300, Neiman Marcus $1k, Macys $1200 Walmart $500
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WarJar101
Posts: 341
Registered: ‎08-14-2012
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Re: Anyone successful with 2nd CLI via Cap1EO?

So I guess it's safe to say, ask for CLI every 3-6 months if needed/wanted through the EO?  I'm going to try for it in three months myself, from when they make the adjustments I requested on my account recently. I got an auto CLI from the Credit Steps Program, never asked for it, so I guess it would be safe to request a CLI after 90 days out of your own will.

Cap One Platinum MC $2.5k CL (08/12)
Citi Forward Student Visa Card $1.5k CL (09/12)
Express NEXT Card $0.25k CL (02/13), Jcrew CC $0.7k CL(02/13)
AMEX PRG NPSL (03/13), AMEX Gold Delta Skymiles 2k (03/13)
Walmart Credit Card $1.5k (03/13)
TU: 687 FICO (3/13) | EX: 692 Lender Pull (3/13) | EQ: 678 (4/1/13)
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sarkell
Posts: 345
Registered: ‎02-27-2013
0

Re: Anyone successful with 2nd CLI via Cap1EO?

Weird I was disputing an account on equifax closed in 7/2003 still showing as open. Anyways c1 is softing me like crazy 5 times in 3 weeks I know two are for cli but that's a lot I think. Weird. Maybe when my orchard becomes c1 ill get a cli that would be nice.
Cards: CSP $5k, Capital One Cash Rewards VS $3100, Discover it $3k Capital One MasterCard $600, Orchard Bank $3k, Barclays Rewards MC $1250 Gapcard $900, BR $300, Neiman Marcus $1k, Macys $1200 Walmart $500
In the garden until I can get a BCP

Starting Score: 534
Current Score: 682 EQ SW 660 TU 636 EX 3/26/13
Goal Score: 720


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