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New Contributor
Posts: 89
Registered: ‎08-03-2012
0

Re: Anyone uses FICO Score Watch/Quarterly Monitoring?

Thanks for the heads up everyone. I guess I'll pull the trigger on SW then. I'm currently awaiting my WalMart card for the TU FICO goodness, and I am using the AMEX CS for alerts (which I believe is identical to USAA's service).

 

I was on the fence about going the DCU route for EQ FICO, but I'm liking the sound of adjusting the alert settings for score updates on SW. It will also save me two HPs...

Established Contributor
Posts: 657
Registered: ‎06-27-2012
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Re: Anyone uses FICO Score Watch/Quarterly Monitoring?

SW never updated for me I hated it followed all the tricks and still nothing, waste of  money.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Regular Contributor
Posts: 243
Registered: ‎02-29-2012
0

Re: Anyone uses FICO Score Watch/Quarterly Monitoring?

Thanks for all the responses! It's greatly appreciated!

Zync from American Express- NPSL
Amex BCE- $1,000
Discover IT- $1,500
Bank of America 1-2-3 Rewards-$1,000
Chase Freedom- $500
Capital One- $500
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Valued Contributor
Posts: 1,738
Registered: ‎08-13-2012
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Re: Anyone uses FICO Score Watch/Quarterly Monitoring?


migliogiorni wrote:

SW never updated for me I hated it followed all the tricks and still nothing, waste of  money.

 


set alert at your current points

your balance increase 1 dollars

5% of account balance..........by this way you get alert everytime your score go up or down.....i got my alert 3 4 times a months.....


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Regular Contributor
Posts: 233
Registered: ‎10-03-2009
0

Re: Anyone uses FICO Score Watch/Quarterly Monitoring?

In rebuilding stage post bankruptcy and have both SW & QM. I find them both very help. If you are learning about how certain actions reflect your score the stimulators have been on the money for me.it taught me how to manage my utilization and after completing GW letters or disputes, it shows me how it affects my score immediately, and I receive immediate alerts by text and email. I totally love the alert settings. I set the alert at a goal and love when I met my score goals. Pretty cool!

Filed BK 04/2011|BK Discharged 08/2011|Hard Pull I 12/05/2012 |


Starting Score: EQ 523 03/2012
Current Score: EQ 649 I TU 655 (02/2013) EX 672(01/2013)
Goal Score: 700 on all CR's 04/2013
Valued Contributor
Posts: 1,115
Registered: ‎10-31-2011
0

Re: Anyone uses FICO Score Watch/Quarterly Monitoring?

I used both services from when I registered with myFICO until a few months after I purchased my home...I found them useful but once I closed I found I had no use for them anymore....I will probably pick back up the SW after the holidays. The TU quarterly monitoring gets trumped by the walmart TU FICO IMO.

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