Anyone using their Blispay as their primary card?

[Anonymous]

Gotcha, so no one will know if you carry a high utilization.  The downside I suppose is that your overall credit isn't increased if it isn't reported.

[CreditCuriosity]

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@Anonymous wrote:

Gotcha, so no one will know if you carry a high utilization.  The downside I suppose is that your overall credit isn't increased if it isn't reported.

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Exactly so other lenders wouldn't be freaked out if you carry say 5k out of a 5.5k limit for example at 0% apr for 6 months.  That is the benefit of hidden.  Not so good for people that want a CL to help their utilization meaning they want it to report to pad their credit  to lower their utilization and plan on paying it off each month.  Hidden TL's are for people IMO with established credit and tend to benefit them more.

[Anonymous]

Understood.  And with this card, it makes sense as the key purpose and reason that most would get this card is with intentions of carrying balances for 5-6 months at a clip on occasion. 

I wonder if Blispay does plan on starting to report at some point, or if they'll stick with their lack of reporting.

Are there any other CC companies out there that don't report and/or any that started out not reporting but eventually did start reporting?  Just looking for past info/data that could help predict the future of Blispay's practices in this area.

[Anonymous]

i went to buy a new recliner and was getting ready to pull out my amex plat, then realized wait...2% cash back and 0% interest!

[Anonymous]

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@Anonymous wrote:

Understood.  And with this card, it makes sense as the key purpose and reason that most would get this card is with intentions of carrying balances for 5-6 months at a clip on occasion. 

I wonder if Blispay does plan on starting to report at some point, or if they'll stick with their lack of reporting.

Are there any other CC companies out there that don't report and/or any that started out not reporting but eventually did start reporting?  Just looking for past info/data that could help predict the future of Blispay's practices in this area.

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Paypal Credit (formerly BillMeLater) does not report - never has. Some of the founders of Blispay worked for (or founded) Paypal / BillMeLater.

Diners Club did not report for years, but started reporting recently.

[CreditCuriosity]

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@Anonymous wrote:

Understood.  And with this card, it makes sense as the key purpose and reason that most would get this card is with intentions of carrying balances for 5-6 months at a clip on occasion. 

I wonder if Blispay does plan on starting to report at some point, or if they'll stick with their lack of reporting.

Are there any other CC companies out there that don't report and/or any that started out not reporting but eventually did start reporting?  Just looking for past info/data that could help predict the future of Blispay's practices in this area.

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Most recent one I can think of is Diner's club.. Didn't report the first year approx. then started to report for whatever reason.  Also most business credit cards don't report to personal credit such as my Amex Simply Cash, etc.