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that's what they did to me for measily thank you preferred card. I told them to go to hell, as it's clearly not worth it. Im sure there are tons of other banks who would issue credit card to me without that kind of hassle
I don't see why they would. I think you'll be fine. Also started out w/ Citi and had to confirm my college enrollment over the phoneand sending them that stuff.
When I applied for a Citi student card they gave me the same message. I called them up and they just wanted some more information to verify my indentity.
They won't pull your credit report again.
Relax, take a deep breath, and go to Starbucks ffor a cofffee. it isn't like they take you out and shoot you if you get denied. Look at applying for your first card a lot like Christmas morning when you were a kid. If you got what you wanted you were so exicted that you couldn't control youreslf. If you didn't oh well. Sure dissappointment but not the sense of impending doom that I am getting from your post.
Relax, Chill, Practice your breathing excercises.
Just take a deep breath and relax. Since its your first time with CC they'll probably accept you after they've done the paper work on their end and start you off with a low limit. Just be smart with how you use it. Keep utilization less than 30% and pay off your bill in full each month. You'll be good!
@orestrus wrote:that's what they did to me for measily thank you preferred card. I told them to go to hell, as it's clearly not worth it. Im sure there are tons of other banks who would issue credit card to me without that kind of hassle
Citi is starting to become the new AMEX in that they request taxes as verification of income. Your choice to do business.
@14Fiesta wrote:
@orestrus wrote:that's what they did to me for measily thank you preferred card. I told them to go to hell, as it's clearly not worth it. Im sure there are tons of other banks who would issue credit card to me without that kind of hassle
Citi is starting to become the new AMEX in that they request taxes as verification of income. Your choice to do business.
Right, but doing it at app time makes sense. Some of the angst against Amex seems to come from the few who have opened a number of Amex cards in a short amount of time and then get FRd almost immediately. They then ask, reasonably enough IMO, why did you accept me if you now have those questions.