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I applied back in August, account was opened around 8 August. I was approved for the store TL and AmEx TL as well. The store TL has reported to my CR, but the AmEx TL hasn't yet. Here it is, 14 September, and still no sign of it. I've received the card already. My question is when it finally reports, will it report with an open date the same as my store TL, or with whatever day it was reported? I'm worried about another hit in my AAoA. FYI, I have not yet used the AmEx card either. Do they wait until it is used before they report it? Any help is appreciated.
@resilient wrote:I applied back in August, account was opened around 8 August. I was approved for the store TL and AmEx TL as well. The store TL has reported to my CR, but the AmEx TL hasn't yet. Here it is, 14 September, and still no sign of it. I've received the card already. My question is when it finally reports, will it report with an open date the same as my store TL, or with whatever day it was reported? I'm worried about another hit in my AAoA. FYI, I have not yet used the AmEx card either. Do they wait until it is used before they report it? Any help is appreciated.
The AMEX TL shoudl report with the same open date as your store TL. You would likely need to use it for the AMEX TL to report.
@FinStar wrote:
@resilient wrote:I applied back in August, account was opened around 8 August. I was approved for the store TL and AmEx TL as well. The store TL has reported to my CR, but the AmEx TL hasn't yet. Here it is, 14 September, and still no sign of it. I've received the card already. My question is when it finally reports, will it report with an open date the same as my store TL, or with whatever day it was reported? I'm worried about another hit in my AAoA. FYI, I have not yet used the AmEx card either. Do they wait until it is used before they report it? Any help is appreciated.
The AMEX TL shoudl report with the same open date as your store TL. You would likely need to use it for the AMEX TL to report.
Darnit, I need to use it before they decide to change their minds. Got it just for the big discounts on the first day of shopping....didn't know it'd be the AmEx. To the gas station I go to get some....gum.. lol
@resilient wrote:
@FinStar wrote:
@resilient wrote:I applied back in August, account was opened around 8 August. I was approved for the store TL and AmEx TL as well. The store TL has reported to my CR, but the AmEx TL hasn't yet. Here it is, 14 September, and still no sign of it. I've received the card already. My question is when it finally reports, will it report with an open date the same as my store TL, or with whatever day it was reported? I'm worried about another hit in my AAoA. FYI, I have not yet used the AmEx card either. Do they wait until it is used before they report it? Any help is appreciated.
The AMEX TL shoudl report with the same open date as your store TL. You would likely need to use it for the AMEX TL to report.
Darnit, I need to use it before they decide to change their minds. Got it just for the big discounts on the first day of shopping....didn't know it'd be the AmEx. To the gas station I go to get some....gum.. lol
did you get any type of notice that your macy's Amex awards 3% on fuel, grocery, drugstore and dining purchases through 10/31/13?
i've had my card for a few years and rec'd that notice with my last statement (macy's Amex usually gives 1%). it's not cash back, but goes towards macy's rewards certificates (for purchases at macy's)