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@phoenix_one wrote:@L0RDAVENTAD0R - You are a perfect example of what happens when you do things right.
You have your reasons, however, you knew your goals and achieved it. You did your homework.
Nothing wrong with that.
Thanks man, I appreciate it. I literally stalked/lurked this forum for a good year before I made my account. Still learning new things every day! I still remember four years ago when I was jumping up & down over my $300 limit Kay Jeweler's approval,
There are certain times of the year when cash flow allows me to have low utilization for higher score. So I plan my app sprees at those times. It is usually 9 to 12 months in between. And 2 or 3 applications.
App sprees have their purpose? Mine? I got enough points in my last spree (hotel cards) to get me upto 60+ free nights or over 1 full week at the best hotel categories...