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Frequent Contributor
Posts: 479
Registered: ‎03-05-2013
0

Re: App Spree Results

Can you become an AU on someones card?  I'm not sure about the PRG but I actually wrote a letter to the EO of Chase and outlined my situation and told them where I'm at and where I want to go with Chase. I had no prior relationship with the company befre I apped for the Freedom but I made it clear that Chase is where i want to be and I plan on opening all of my accounts with them.  I also gave a coherent reason why. For me it was because I was moving overseas and I wanted cards with no foreign transaction fees aas well as I'm a vet so I qualify for their free checking. Apparently it worked because I thought I had no chance to be aproved for both of those cards and I think i might be approved for the priority club card as well (i'm currently under review).


Rackham94 wrote:

Any suggestions for a guy like me to get approved for PRG or CSP? 

income 60k

4 new accounts in the last 6 months

AAoA 5 months

Age of credit : 10 months


 

Last App March 23, 2015. Gardening until November 25, 2015
Current Score: 766 EX 734 EQ 780 TU 6/30/2015Starting Score/Goal Score: 580s/780s across the board
Community Leader
Senior Contributor
Posts: 28,776
Registered: ‎02-07-2013
0

Re: App Spree Results

WTG

This point should be stressed more here an app spree should not be encouraged because its not for every profile
A thick file will support more apps at one time while a thin file may see negative reaction to this process

IMHO 4+ at one time is to many for a new file and it should be kept to 1-3 a year but we get caught up sometimes in seeing the little wheel spin and the words approved
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Valued Contributor
Posts: 1,599
Registered: ‎11-10-2012
0

Re: App Spree Results


unc0mm0n1 wrote:

Well I did an elongated App spree over a month.  When I first found this forum I could barely get approved for a store card and now over the last month and a half I've basically completed my wallet. I've been approved for a:

 

DiscoverIT

NFCU (credit union and card)

Chase Freedom

Chase Sapphire Preferred

AMEX BCE 

 

I also have a Chase priority club pending. I'll find out in a few days. I did all of this with average Fico scores thanks to the information and wisdom in this forum. I had to do a lot of reconing and fighting for credit limits, but It was worth it. I have almost 40K of new credit.  Thanks for everything guys.  I'll answer any questions marginal credit candidates have about how I did it. I wouldn't have stood much of a chance getting these cards (Thin credit file, average scores, a baddie, poor utilization) if not for this forum, and I just want to pay it forward.   

 


That's very good!

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