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New Contributor
nenuco
Posts: 198
Registered: ‎07-30-2011

Re: App Spree Results!

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‎10-13-2012 07:53 PM

:smileyhappy:

Garden Mode (ON)... sort of... kind off (•‿•)
Message 11 of 21 (373 Views)
 
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Valued Contributor
Dustink
Posts: 2,459
Registered: ‎10-02-2012

Re: App Spree Results!

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‎10-13-2012 10:06 PM

nenuco wrote:

:smileyhappy:

Haha, lengthy post there nenuco...

 

Congrats to OP on the approvals!

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21     EQ: 642 TU: 677 EX: 665


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Message 12 of 21 (347 Views)
 
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Regular Contributor
jnkp2001
Posts: 133
Registered: ‎01-04-2012

Re: App Spree Results!

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‎10-13-2012 10:13 PM

"Heading to the Garden, just have to take a quick detour first -"

 

so, what's the detour....lol:smileylol:

FICO EQ: 633 8/15/12
lender pulled 11/3/12 EQ 661 TU 650 EX598
credit Karma 674 credit sesame: 663
B/K discharged 2/2006......closed 8/2012

May your limits be high and your balances low!

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SportBike4Life
Posts: 120
Registered: ‎07-22-2012

Re: App Spree Results!

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‎10-13-2012 11:53 PM

Congrats OP!

Jun 2012 FICO® ~ 734 EQ
Sep 2012 FICO® ~ 684 EQ; 734 TU
Oct 2012 FICO® ~ TBA

Goal for 2014 ~760+

Trying to stay in the garden...but also trying to get as many apps as possible for now :smileywink:
Message 14 of 21 (313 Views)
 
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Established Contributor
rtw
Posts: 772
Registered: ‎05-01-2012

Re: App Spree Results!

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‎10-14-2012 06:09 AM

Congrats!


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 710 (PSECU 6/01/13) TU: 715 (6/01/13) EQ: 688 (6/01/13)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 10K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 4.1K Barclays USAir 7/12 | 5K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
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Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: App Spree Results!

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‎10-14-2012 06:12 AM

Congrats

Message 16 of 21 (295 Views)
 
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Frequent Contributor
JonStur
Posts: 464
Registered: ‎12-25-2010

Re: App Spree Results!

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‎10-14-2012 07:31 AM

Yea it's time to kick back relax and get that util down to the single digits for a while and your score should look great!!!

Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club
BCE $12.5K, 5/3 Sig $10K, Wally Discover 10K, Cash+ $9K Sam's Discover 10K, Freedom $6K, Zales $5.5K, More $5K, Cap one $5K, Barclay 2.5K, Household Plat $1.5K, Household Gold $1.5K, Credit One $1K, First Premier Plat $.675K First Premier Gold $.65K
Message 17 of 21 (280 Views)
 
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tinuviel
Posts: 4,018
Registered: ‎11-02-2010

Re: App Spree Results!

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‎10-14-2012 08:02 AM

Congratulations on your approvals, and welcome to the forums. :smileyhappy:



Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 748, TU 741 (06/01/2013), EX 743 (06/13/2013)
Goal Score: 740+ FICO scores
Take the FICO Fitness Challenge Silver Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 5.7k, Kay Jeweler's 5.1k
Message 18 of 21 (273 Views)
 
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Valued Contributor
youngandcreditwrthy
Posts: 3,931
Registered: ‎08-16-2012

Re: App Spree Results!

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‎10-14-2012 08:12 AM

Congrats!!!!!

You seem to be on the right track, esp w util.... It's very important to have low util and high limits... So to reduce util , you can do the obvi by paying it off, but growing your lines will help immensely. A good goal I've learned here is truly less than 10%... more like 9%.

:-)
Paypal Extras Plat MC $25k | Lowe's $15k | Amex BCE $24.5K | Amex Delta Gold $5.5k | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Message 19 of 21 (265 Views)
 
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lokito
New Member
lokito
Posts: 2
Registered: ‎10-13-2012

Re: App Spree Results!

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‎10-14-2012 11:20 AM

Thanks for all the love everyone. These forums have helped so much in getting my credit score on the right track. Into the garden I go. (Had to create a new login because MyFico account didn't link to the other one for some reason)

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