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Frequent Contributor
Posts: 453
Registered: ‎03-05-2013
0

App Spree Results

[ Edited ]

Well I did an elongated App spree over a month.  When I first found this forum I could barely get approved for a store card and now over the last month and a half I've basically completed my wallet. I've been approved for a:

 

DiscoverIT

NFCU (credit union and card)

Chase Freedom

Chase Sapphire Preferred

AMEX BCE 

 

I also have a Chase priority club pending. I'll find out in a few days. I did all of this with average Fico scores thanks to the information and wisdom in this forum. I had to do a lot of reconing and fighting for credit limits, but It was worth it. I have almost 40K of new credit.  Thanks for everything guys.  I'll answer any questions marginal credit candidates have about how I did it. I wouldn't have stood much of a chance getting these cards (Thin credit file, average scores, a baddie, poor utilization) if not for this forum, and I just want to pay it forward.   

 

Last App December 7, 2013. Gardening until May 20, 2014
Current Score: 720 EX 714 EQ 712 TU 12/10/2013Goal Score: 720 across the board
Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
0

Re: App Spree Results

Grats!
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Valued Member
Posts: 313
Registered: ‎04-25-2013
0

Re: App Spree Results

GREAT achievements! Congratulations... this forum is the best at this.


enharu wrote:
Grats!

 

In my Snoopy holder: NFCU Flagship Sig Visa-- $11K | Chase Freedom -- $2500 | AMEX BCE -- $2000 | Amazon Visa -- $2000 | Discover It $1500| Old Navy Visa -- $1000 | Target Red Card -- $300

TU (Disc Pull 4/29/13) -- 752 | AmexEQ (6/13/13) -- 728 | AmexEXP-- 737 | AmexTU-- 737 (5/28/13)
Goals: 740 EQ/EXP/TU
Gardening until 12/3/13 -- or longer
Senior Contributor
Posts: 7,378
Registered: ‎01-05-2013
0

Re: App Spree Results

Very nice - congrats!

Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
0

Re: App Spree Results

Wow grats! :smileysurprised:

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Established Contributor
Posts: 805
Registered: ‎02-01-2008
0

Re: App Spree Results

Congrats!  Approvals feel good lol :smileywink:

Start 2/2008: TU 495 || EX 539 || EQ 528
Now 5/2013: TU 716 || EX ??? || EQ 702

Slate: $5000 Simplicity: $5000 David's Bridal: $3500 SW Chase: $3000 FNBO: $3000 Barclay NFL: $2500 BofA: $2400 Discover IT: $1700 Walmart: $1500 Victoria's Secret: $1000 Cap1: $750 Amex Zync: NPSL
(2 derogs to go until I'm squeaky clean in 2014!)
New Contributor
Posts: 71
Registered: ‎05-10-2012
0

Re: App Spree Results

Congrats! I was approved a couple weeks ago for chase and just Friday I was approved for discover it. Would love a sapphire but I dont think my credit is there yet.

Starting Score 5/10/2012: EQ: 631 EX: 570 TU: 583
Current Score: EQ: 710 (MyFico) EX: 740 (CreditInform) TU: 709 (WalMart)
NEW Goal Score: 750 All Across 1st Goal: Achieved 6/7/2013 690 All Across


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Established Contributor
Posts: 517
Registered: ‎04-01-2013
0

Re: App Spree Results

Any suggestions for a guy like me to get approved for PRG or CSP? 

income 60k

4 new accounts in the last 6 months

AAoA 5 months

Age of credit : 10 months

Frequent Contributor
Posts: 323
Registered: ‎02-17-2013
0

Re: App Spree Results

awesome! I hope to be where you are in 6 months  :smileyvery-happy:



Starting FICO Score: 10/1/12--EQ 512 | TU 492 | EX 524
Current FICO Score: 2/22/14--EQ 705 | TU 703 | EX 716
Goal Score: 700+


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Valued Contributor
Posts: 1,715
Registered: ‎03-07-2013
0

Re: App Spree Results

great app spree! congrats on your new cards and limits! i've got a few more months before i go on my first spree :smileyhappy:



GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
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