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App Spree Results

Established Contributor

App Spree Results

Well I did an elongated App spree over a month.  When I first found this forum I could barely get approved for a store card and now over the last month and a half I've basically completed my wallet. I've been approved for a:

 

DiscoverIT

NFCU (credit union and card)

Chase Freedom

Chase Sapphire Preferred

AMEX BCE 

 

I also have a Chase priority club pending. I'll find out in a few days. I did all of this with average Fico scores thanks to the information and wisdom in this forum. I had to do a lot of reconing and fighting for credit limits, but It was worth it. I have almost 40K of new credit.  Thanks for everything guys.  I'll answer any questions marginal credit candidates have about how I did it. I wouldn't have stood much of a chance getting these cards (Thin credit file, average scores, a baddie, poor utilization) if not for this forum, and I just want to pay it forward.   

 

Last App March 23, 2015. Gardening until November 25, 2015
Current Score: 766 EX 734 EQ 780 TU 6/30/2015Starting Score/Goal Score: 580s/780s across the board
Message 1 of 13
12 REPLIES
Super Contributor

Re: App Spree Results

Grats!
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 2 of 13
Valued Member

Re: App Spree Results

GREAT achievements! Congratulations... this forum is the best at this.


enharu wrote:
Grats!

 

In my Snoopy holder: NFCU Flagship Sig Visa-- $11K | Chase Freedom -- $2500 | AMEX BCE -- $2000 | Amazon Visa -- $2000 | Discover It $1500| Old Navy Visa -- $1000 | Target Red Card -- $300

TU (Disc Pull 4/29/13) -- 752 | AmexEQ (6/13/13) -- 728 | AmexEXP-- 737 | AmexTU-- 737 (5/28/13)
Goals: 740 EQ/EXP/TU
Gardening until 12/3/13 -- or longer
Message 3 of 13
Senior Contributor

Re: App Spree Results

Very nice - congrats!

Message 4 of 13
Valued Contributor

Re: App Spree Results

Wow grats! Smiley Surprised

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 5 of 13
Established Contributor

Re: App Spree Results

Congrats!  Approvals feel good lol Smiley Wink

Start 2/2008: TU 495 || EX 539 || EQ 528
Now 5/2013: TU 716 || EX ??? || EQ 702

Slate: $5000 Simplicity: $5000 David's Bridal: $3500 SW Chase: $3000 FNBO: $3000 Barclay NFL: $2500 BofA: $2400 Discover IT: $1700 Walmart: $1500 Victoria's Secret: $1000 Cap1: $750 Amex Zync: NPSL
(2 derogs to go until I'm squeaky clean in 2014!)
Message 6 of 13
New Contributor

Re: App Spree Results

Congrats! I was approved a couple weeks ago for chase and just Friday I was approved for discover it. Would love a sapphire but I dont think my credit is there yet.

Starting Score 5/10/2012: EQ: 631 EX: 570 TU: 583
Current Score: EQ: 710 (MyFico) EX: 740 (CreditInform) TU: 709 (WalMart)
NEW Goal Score: 750 All Across 1st Goal: Achieved 6/7/2013 690 All Across


Take the FICO Fitness Challenge

Message 7 of 13
Established Contributor

Re: App Spree Results

Any suggestions for a guy like me to get approved for PRG or CSP? 

income 60k

4 new accounts in the last 6 months

AAoA 5 months

Age of credit : 10 months

Message 8 of 13
Frequent Contributor

Re: App Spree Results

awesome! I hope to be where you are in 6 months  Smiley Very Happy



Starting FICO Score: 10/1/12--EQ 512 | TU 492 | EX 524
Current FICO Score: 2/22/14--EQ 705 | TU 703 | EX 716
Goal Score: 700+


Take the myFICO Fitness Challenge
Message 9 of 13
Valued Contributor

Re: App Spree Results

great app spree! congrats on your new cards and limits! i've got a few more months before i go on my first spree Smiley Happy



GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
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Message 10 of 13