05-06-2013 04:41 PM - edited 05-06-2013 04:46 PM
Well I did an elongated App spree over a month. When I first found this forum I could barely get approved for a store card and now over the last month and a half I've basically completed my wallet. I've been approved for a:
NFCU (credit union and card)
Chase Sapphire Preferred
I also have a Chase priority club pending. I'll find out in a few days. I did all of this with average Fico scores thanks to the information and wisdom in this forum. I had to do a lot of reconing and fighting for credit limits, but It was worth it. I have almost 40K of new credit. Thanks for everything guys. I'll answer any questions marginal credit candidates have about how I did it. I wouldn't have stood much of a chance getting these cards (Thin credit file, average scores, a baddie, poor utilization) if not for this forum, and I just want to pay it forward.
05-06-2013 04:41 PM
05-06-2013 04:45 PM
GREAT achievements! Congratulations... this forum is the best at this.
05-06-2013 05:04 PM
05-06-2013 05:05 PM
Congrats! Approvals feel good lol
05-06-2013 06:25 PM
05-06-2013 06:34 PM
awesome! I hope to be where you are in 6 months
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.