05-06-2013 06:44 PM
Can you become an AU on someones card? I'm not sure about the PRG but I actually wrote a letter to the EO of Chase and outlined my situation and told them where I'm at and where I want to go with Chase. I had no prior relationship with the company befre I apped for the Freedom but I made it clear that Chase is where i want to be and I plan on opening all of my accounts with them. I also gave a coherent reason why. For me it was because I was moving overseas and I wanted cards with no foreign transaction fees aas well as I'm a vet so I qualify for their free checking. Apparently it worked because I thought I had no chance to be aproved for both of those cards and I think i might be approved for the priority club card as well (i'm currently under review).
Any suggestions for a guy like me to get approved for PRG or CSP?
4 new accounts in the last 6 months
AAoA 5 months
Age of credit : 10 months
05-06-2013 11:48 PM
Well I did an elongated App spree over a month. When I first found this forum I could barely get approved for a store card and now over the last month and a half I've basically completed my wallet. I've been approved for a:
NFCU (credit union and card)
Chase Sapphire Preferred
I also have a Chase priority club pending. I'll find out in a few days. I did all of this with average Fico scores thanks to the information and wisdom in this forum. I had to do a lot of reconing and fighting for credit limits, but It was worth it. I have almost 40K of new credit. Thanks for everything guys. I'll answer any questions marginal credit candidates have about how I did it. I wouldn't have stood much of a chance getting these cards (Thin credit file, average scores, a baddie, poor utilization) if not for this forum, and I just want to pay it forward.
That's very good!
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