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Tis the season for an app spree for me,
Here are the 3 i plan to app for
Citi Hilton Reserve
The new Cap1 GM card
Club Carlson Premier
I put just under 30k on cards every year, 20k is rent for my roommate and I. (The rental company doesnt charge any fees so I pay w/ CC and he writes me a check!) The hilton will receive 10-15k spend a year to get the free night and earn me enough points for my annual 2 night trip to see my college football team play (saves me 300/night for hotel because hotels are outrageous in football season). The GM card will get 5k a year to max the 5% and help me get a new chevy once my current one dies in 5-7 years (fingers crossed). And the Club Carlson will allow me a few nights in Sydney for a family trip next november due to all of the points and the free extra night. I expect to be approved for all of them, my scores are solid but I am concerned about bait and switch that US bank likes to pull with the Club Carlson, but I have the Cash+ so they must somewhat like me. I get 2% with Priceline so it takes a lot to divert spending, but with the 2 above getting half my annual spending sees to make sense to me.
I had also considered Freedom, Chase United, Discover IT, Chase Marriott, Quicksilver, SPG, IHG card, Sallie Mae, and others but I think my reasons for getting these 3 cards is sound. But a second or third set of eyes would be wonderful.
@pkosheta wrote:Tis the season for an app spree for me,
Here are the 3 i plan to app for
Citi Hilton Reserve
The new Cap1 GM card
Club Carlson Premier
I put just under 30k on cards every year, 20k is rent for my roommate and I. (The rental company doesnt charge any fees so I pay w/ CC and he writes me a check!) The hilton will receive 10-15k spend a year to get the free night and earn me enough points for my annual 2 night trip to see my college football team play (saves me 300/night for hotel because hotels are outrageous in football season). The GM card will get 5k a year to max the 5% and help me get a new chevy once my current one dies in 5-7 years (fingers crossed). And the Club Carlson will allow me a few nights in Sydney for a family trip next november due to all of the points and the free extra night. I expect to be approved for all of them, my scores are solid but I am concerned about bait and switch that US bank likes to pull with the Club Carlson, but I have the Cash+ so they must somewhat like me. I get 2% with Priceline so it takes a lot to divert spending, but with the 2 above getting half my annual spending sees to make sense to me.
I had also considered Freedom, Chase United, Discover IT, Chase Marriott, Quicksilver, SPG, IHG card, Sallie Mae, and others but I think my reasons for getting these 3 cards is sound. But a second or third set of eyes would be wonderful.
If you are concerned about the bait and switch with the Club Carlson I have an easy remedy for you: Apply for the business version. There is no downgrade so it's approve or deny. It's exactly the same as the personal one with a lower AF!
@pkosheta wrote:Tis the season for an app spree for me,
Here are the 3 i plan to app for
Citi Hilton Reserve
The new Cap1 GM card
Club Carlson Premier
I put just under 30k on cards every year, 20k is rent for my roommate and I. (The rental company doesnt charge any fees so I pay w/ CC and he writes me a check!) The hilton will receive 10-15k spend a year to get the free night and earn me enough points for my annual 2 night trip to see my college football team play (saves me 300/night for hotel because hotels are outrageous in football season). The GM card will get 5k a year to max the 5% and help me get a new chevy once my current one dies in 5-7 years (fingers crossed). And the Club Carlson will allow me a few nights in Sydney for a family trip next november due to all of the points and the free extra night. I expect to be approved for all of them, my scores are solid but I am concerned about bait and switch that US bank likes to pull with the Club Carlson, but I have the Cash+ so they must somewhat like me. I get 2% with Priceline so it takes a lot to divert spending, but with the 2 above getting half my annual spending sees to make sense to me.
I had also considered Freedom, Chase United, Discover IT, Chase Marriott, Quicksilver, SPG, IHG card, Sallie Mae, and others but I think my reasons for getting these 3 cards is sound. But a second or third set of eyes would be wonderful.
Looks good
But questions from the extra pair of eyes Lol
INQ's, on each CB and total within the last year?
Scores
only 1 inq and 1 new card 6 months ago, So I am hoping that will help.
I decided to also pull for Better Balance Rewards tomorrow since $100/year is pretty sweet. its essentially a low, but recurring signup bonus.