App Spree With Surprising Results

[Anonymous]

Ok So I Went On This Crazy App Spree Like 25 Apps Or More And I've Had Some Surprising Results.  I Have Been Denied By All The Big Ones, Citi, HSBC (Best Buy) Discover, GEMB Fricking HATES ME!  But I Have Been Approved For 2 Cap1 Cards, Orchard, Credit1, FingerHut, Firestone and Macy's.  

Although It's Not Much I'm Actually Surprised That I've Been Approved For Anything, Let Alone These Many Accounts.  So Since There's Not Much I Haven't Already Applied For I Guess I'll Just Garden These Account And See What Happens

[rootpooty]

Congrats on the new cards. What's your score and do you have any baddies on your report?

[Anonymous]

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@Anonymous wrote:

Ok So I Went On This Crazy App Spree Like 25 Apps Or More And I've Had Some Surprising Results.  I Have Been Denied By All The Big Ones, Citi, HSBC (Best Buy) Discover, GEMB Fricking HATES ME!  But I Have Been Approved For 2 Cap1 Cards, Orchard, Credit1, FingerHut, Firestone and Macy's.  

Although It's Not Much I'm Actually Surprised That I've Been Approved For Anything, Let Alone These Many Accounts.  So Since There's Not Much I Haven't Already Applied For I Guess I'll Just Garden These Account And See What Happens

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Thank you for sharing and congrats on being approved for some cards! By any chance do you know what your scores are?

[johnnie198x]

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@Anonymous wrote:

Ok So I Went On This Crazy App Spree Like 25 Apps Or More And I've Had Some Surprising Results.  I Have Been Denied By All The Big Ones, Citi, HSBC (Best Buy) Discover, GEMB Fricking HATES ME!  But I Have Been Approved For 2 Cap1 Cards, Orchard, Credit1, FingerHut, Firestone and Macy's.  

Although It's Not Much I'm Actually Surprised That I've Been Approved For Anything, Let Alone These Many Accounts.  So Since There's Not Much I Haven't Already Applied For I Guess I'll Just Garden These Account And See What Happens

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I also have a question, how did you get the habit of capitalize all the first letters? Did you use a special font (I know they have all cap font) or do you press shift every time?

[Anonymous]

My Score's In the Low To Mid 500's, Plus I Have A 1 Year Old Foreclosure, A Couple Of Collections, Car Repo, A Few Charge Off's, So That's Why I'm So So Surprised At The Approvals.  I Do Wish GEMB Would Give Me Some Luv, They Issue Quite A Few Cards That I'm Interested In

Johnnie, I Shift My Caps As I Type  It's An Old Habit

[suzook1]

With so many recent negative spots on your record, I hate to say it but an app spree was the LAST thing you should have done. I would have tried to get some of them removed and laid low for quite some time. While cap1 and Orchard might like you, I would bet your APR is sky high.

Sorry I know your happy and I am really not trying to poop on your parade but the credit carrot is too easy to nibble on when you recently just had such bad marks on your report. The 25 inq are only going to bring it lower

[Anonymous]

I Understand Where You're Coming From, But The Negative Stuff Is From A Divorce, Not Because I Can't Pay.  So The Idea Was To Re-Establish With As Many Accounts And Then Garden (Lay Low) Those Accounts.

So Even Though I Have All Those Inquires I Have A Few Accounts And Can Allow Those Inquires To Age And Drop Off.  I Do Appreciate Your Concern And Advise

[Anonymous]

Check the disclosures on the credit1. I hear their terms are beyond bad. Maybe want to consider straying away from them.

[CS800]

Congrats on your cards.

You do capitalize every word when you start them. My OCD cant take it lol

[pastnow123]

The influx of inquiries and new cards will definitely hurt your CR badly. However, as long as you don't keep on requesting any new card, you'll be toatally fine one year from now. All inquiries will be off your CR by that time.