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App Spree

tag
myjourney
Super Contributor

Re: App Spree

Time to head over to the garden as mentioned here and watch your TL's and scores rebound

Good Luck

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 11 of 14
Phizzle
New Contributor

Re: App Spree

Recon = reconsideration of your application from a credit analyst rather than just a computer decision.

There is a thread here in this forum with a list of numbers - "Backdoor Numbers"; call your lenders and request the status and possibly a manual review (if the status is denied). Be prepared to speak to things like inquiries, length of history (or lack thereof), late payments, etc. Be polite and courteous as it will go a long way.

Message 12 of 14
meesh6036
Contributor

Re: App Spree

Recon and make the best of it!


Starting Score: Low 500's (2011)
Current Score:My Fico - 661
NFCU cashRewards 17.5k | NFCU GoRewards 14k |Fred Meyer Rewards Visa (USBank) 1k | Best Buy 2.8k | Walmart 1450 | Target 300 | Amazon 2.1k | CareCredit 2.6k | Macy's 1.5k | Macy's Furniture 3.5k | Lowe's 3k | Discover It 1.8k
Message 13 of 14
Cadillac-XTS
Established Contributor

Re: App Spree

+1 then to the garden you go.

Message 14 of 14
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