App Spree

[buckeyelady84]

I went on an app spree hoping to add more positive accounts.

Old Navy-denied, recon denied

Citi Bank-denied

Cap One-Unsecured approved $500 CL

Kohls- Approved $300, Soft-pull!!!

Langley Federal Credit Union-denied, recon denied

[resilient]

Langley FCU....you're from Hampton, Virginia? I had an auto loan with them back in 2000, good credit union. What was e reason for the decline?

[09Lexie]

Sorry about the denials.
Do you mind sharing your cr profile? Baddies, inq's, other cc's?

[ronstar7]

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@buckeyelady84 wrote:

I went on an app spree hoping to add more positive accounts.

Old Navy-denied, recon denied

Citi Bank-denied

Cap One-Unsecured approved $500 CL

Kohls- Approved $300, Soft-pull!!!

Langley Federal Credit Union-denied, recon denied

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Hello,

Sorry about the denials, but congrats on the approvals!! How did you manage the Kohls with on a SP?

[buckeyelady84]

I have a ton of 90& 120 lates from SL-from 2010

1-Unpaid medical collection -from 2011

1-Unpaid VA debt- reports as a 120 late installment loan. Not sure why, its a GI Bill overpayment.

2 never late  secured credit cards-opened in 2012

fingerhut card never late- opened in 2012

1 vehicle loan never late -opened in 2012

[09Lexie]

Have you rehabbed the SLs?

[buckeyelady84]

They did not go into default. I've been current for 3 years.

[buckeyelady84]

I checked my inquiries and Kohls was list as a soft pull the day I applied for credit.