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First of all , thank you to everyone who is posting in this forum .So helpful !
After Gardening 2 yrs and reducing my util ,I am thinking to go app spee for 3 -4 credit cards, primarily for Balance Transfer ( I care less about rewards as i don't spend too much).
NFCU does have a promo for new cards check their website..
Amex can 3x CLI at 61 days.
Thank you Credit addict .
congrats on your new cards navy will be a approval to BUT PENFED they only like clean reports with high scores.
Thank you!
Just heard from Navy as " i Got approved for 10K "