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Valued Contributor
Posts: 1,954
Registered: ‎03-30-2012
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Re: App Spree...


ImprovingYouth wrote:

injustifiiable wrote:

CreditWorld2013 wrote:

Congrats on the approvals! However, the Barclay AA bear doesn't like getting poked :smileylol: Therfore, I recommend you go into the garden at once and hope that when these new accounts start reporting the bear doesn't eat you :smileysurprised:


Best Buy's financing is backed by Capital One. No Barclay's AA bear to worry about! :smileyhappy:


Ahhhh, maybe thats why the approval for Capital One was for only 300.. thanks on the Congratz guys!


Maybe, but I doubt it. It's weird though. Which Cap One card did you apply for???

Scores 5/13/2014: TU FICO: 639 | EQ FICO: 645| EX AMEX FICO: TBD

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $2500 | Amazon Rewards Visa: $1500 | Chase Freedom: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1600 | Target: $700 | J.Crew $9950
Regular Contributor
Posts: 154
Registered: ‎09-21-2012
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Re: App Spree...


injustifiiable wrote:

ImprovingYouth wrote:

injustifiiable wrote:

CreditWorld2013 wrote:

Congrats on the approvals! However, the Barclay AA bear doesn't like getting poked :smileylol: Therfore, I recommend you go into the garden at once and hope that when these new accounts start reporting the bear doesn't eat you :smileysurprised:


Best Buy's financing is backed by Capital One. No Barclay's AA bear to worry about! :smileyhappy:


Ahhhh, maybe thats why the approval for Capital One was for only 300.. thanks on the Congratz guys!


Maybe, but I doubt it. It's weird though. Which Cap One card did you apply for???


Im pretty sure its Capital One Cash Card (Visa), because I selected the one with no annual fee at first and the other cash card (mastercard) has an annual fee, but I may be wrong here.

Age: 22 //Cards: Chase Freedom, Chase Amazon Visa, Discover IT, CreditOne, CapOne Quicksilver, CapOne Cash, Walmart, Barclaycard, Citibank BestBuy, NavyFederal Visa Signature cashRewards //AAoA: 1 Year 3 Months (but going down quickly :smileytongue:) //CK:692, Sesame:656
Regular Contributor
Posts: 154
Registered: ‎09-21-2012
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Re: App Spree...

Ok so update on the Discover IT card, I was approved for a $1200 limit, and it is the regular discover IT not the student version. I was approved for 18 month 0% balance transfers, and 0% 6 month regular financing.

Age: 22 //Cards: Chase Freedom, Chase Amazon Visa, Discover IT, CreditOne, CapOne Quicksilver, CapOne Cash, Walmart, Barclaycard, Citibank BestBuy, NavyFederal Visa Signature cashRewards //AAoA: 1 Year 3 Months (but going down quickly :smileytongue:) //CK:692, Sesame:656
Established Contributor
Posts: 569
Registered: ‎09-10-2012
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Re: App Spree...

Congrats on your success

Amex Platinum (NPSL) | Amex BCE (33,400) | Chase Sapphire Preferred (24,800) | Discover IT (16,200) | Citi DCB (7,000) | CapOne (7,000) | Chase Freedom (6,300) | Walmart (4,500) | Alliant CU Visa | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)


Valued Contributor
Posts: 1,954
Registered: ‎03-30-2012
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Re: App Spree...


ImprovingYouth wrote:

Ok so update on the Discover IT card, I was approved for a $1200 limit, and it is the regular discover IT not the student version. I was approved for 18 month 0% balance transfers, and 0% 6 month regular financing.


Nice! Discover IT is on my radar once my last two negs start falling off this year. Did you have negs on your report when you were approved?

Scores 5/13/2014: TU FICO: 639 | EQ FICO: 645| EX AMEX FICO: TBD

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $2500 | Amazon Rewards Visa: $1500 | Chase Freedom: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1600 | Target: $700 | J.Crew $9950
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Posts: 4,875
Registered: ‎11-02-2010
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Re: App Spree...


ImprovingYouth wrote:

Ok so update on the Discover IT card, I was approved for a $1200 limit, and it is the regular discover IT not the student version. I was approved for 18 month 0% balance transfers, and 0% 6 month regular financing.


That's very good... congrats!


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Established Contributor
Posts: 797
Registered: ‎05-01-2012
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Re: App Spree...

Congrats!


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Regular Contributor
Posts: 154
Registered: ‎09-21-2012
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Re: App Spree...

[ Edited ]

injustifiiable wrote:

ImprovingYouth wrote:

Ok so update on the Discover IT card, I was approved for a $1200 limit, and it is the regular discover IT not the student version. I was approved for 18 month 0% balance transfers, and 0% 6 month regular financing.


Nice! Discover IT is on my radar once my last two negs start falling off this year. Did you have negs on your report when you were approved?


 

 

 

I currently have 1 paid judgement, and 2 90 lates from over 2 years ago. The lates are on student loans from a miscommunication with lender about when I took a break from college, and judgement will soon be vacated (from last year january), but both should still be reporting, and I got the card anyway!

Age: 22 //Cards: Chase Freedom, Chase Amazon Visa, Discover IT, CreditOne, CapOne Quicksilver, CapOne Cash, Walmart, Barclaycard, Citibank BestBuy, NavyFederal Visa Signature cashRewards //AAoA: 1 Year 3 Months (but going down quickly :smileytongue:) //CK:692, Sesame:656
Regular Contributor
Posts: 154
Registered: ‎09-21-2012
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Re: App Spree...


tinuviel wrote:

ImprovingYouth wrote:

Ok so update on the Discover IT card, I was approved for a $1200 limit, and it is the regular discover IT not the student version. I was approved for 18 month 0% balance transfers, and 0% 6 month regular financing.


That's very good... congrats!


Thanks everyone! Time to garden for a whileeeeeeeee.

Age: 22 //Cards: Chase Freedom, Chase Amazon Visa, Discover IT, CreditOne, CapOne Quicksilver, CapOne Cash, Walmart, Barclaycard, Citibank BestBuy, NavyFederal Visa Signature cashRewards //AAoA: 1 Year 3 Months (but going down quickly :smileytongue:) //CK:692, Sesame:656
Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
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Re: App Spree...

Nice going with the approvals! Glad to see the Discover IT card was worth it! :smileyhappy:

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