Reply
Valued Contributor
injustifiiable
Posts: 1,084
Registered: ‎03-30-2012

Re: App Spree...


ImprovingYouth wrote:

injustifiiable wrote:

CreditWorld2013 wrote:

Congrats on the approvals! However, the Barclay AA bear doesn't like getting poked :smileylol: Therfore, I recommend you go into the garden at once and hope that when these new accounts start reporting the bear doesn't eat you :smileysurprised:


Best Buy's financing is backed by Capital One. No Barclay's AA bear to worry about! :smileyhappy:


Ahhhh, maybe thats why the approval for Capital One was for only 300.. thanks on the Congratz guys!


Maybe, but I doubt it. It's weird though. Which Cap One card did you apply for???



Starting Score: TU TransRisk 532| EQ FICO 635|EX Plus 612
Current Score: TU TransRisk 590|EQ FICO 677|EX FAKO 674|Vantage 684 as of March 6, 20
Goal Score: 750-800 across the board


Take the FICO Fitness Challenge
Regular Contributor
ImprovingYouth
Posts: 129
Registered: ‎09-21-2012

Re: App Spree...


injustifiiable wrote:

ImprovingYouth wrote:

injustifiiable wrote:

CreditWorld2013 wrote:

Congrats on the approvals! However, the Barclay AA bear doesn't like getting poked :smileylol: Therfore, I recommend you go into the garden at once and hope that when these new accounts start reporting the bear doesn't eat you :smileysurprised:


Best Buy's financing is backed by Capital One. No Barclay's AA bear to worry about! :smileyhappy:


Ahhhh, maybe thats why the approval for Capital One was for only 300.. thanks on the Congratz guys!


Maybe, but I doubt it. It's weird though. Which Cap One card did you apply for???


Im pretty sure its Capital One Cash Card (Visa), because I selected the one with no annual fee at first and the other cash card (mastercard) has an annual fee, but I may be wrong here.

Current Goals: Home loan towards the end of 2013!


Regular Contributor
ImprovingYouth
Posts: 129
Registered: ‎09-21-2012

Re: App Spree...

Ok so update on the Discover IT card, I was approved for a $1200 limit, and it is the regular discover IT not the student version. I was approved for 18 month 0% balance transfers, and 0% 6 month regular financing.

Current Goals: Home loan towards the end of 2013!


Frequent Contributor
shakalaka
Posts: 437
Registered: ‎09-10-2012

Re: App Spree...

Congrats on your success


Amex Platinum (NPSL) | Amex BCE (12,000) | Discover IT (8,000) | Chase Freedom (4,000) | Walmart (850) | Alliant CU Visa | CapOne Newcomers MC | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO: TU 726 (5/13) EQ 694 (5/18) EX 714 (1/26)

Valued Contributor
injustifiiable
Posts: 1,084
Registered: ‎03-30-2012

Re: App Spree...


ImprovingYouth wrote:

Ok so update on the Discover IT card, I was approved for a $1200 limit, and it is the regular discover IT not the student version. I was approved for 18 month 0% balance transfers, and 0% 6 month regular financing.


Nice! Discover IT is on my radar once my last two negs start falling off this year. Did you have negs on your report when you were approved?



Starting Score: TU TransRisk 532| EQ FICO 635|EX Plus 612
Current Score: TU TransRisk 590|EQ FICO 677|EX FAKO 674|Vantage 684 as of March 6, 20
Goal Score: 750-800 across the board


Take the FICO Fitness Challenge
Moderator
tinuviel
Posts: 3,889
Registered: ‎11-02-2010

Re: App Spree...


ImprovingYouth wrote:

Ok so update on the Discover IT card, I was approved for a $1200 limit, and it is the regular discover IT not the student version. I was approved for 18 month 0% balance transfers, and 0% 6 month regular financing.


That's very good... congrats!



Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores

Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
Established Contributor
rtw
Posts: 746
Registered: ‎05-01-2012

Re: App Spree...

Congrats!


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 725 (PSECU 5/11/13) TU: 711 (5/15/13) EQ: 688 (5/15/13)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 10K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 4.1K Barclays USAir 7/12 | 5K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Regular Contributor
ImprovingYouth
Posts: 129
Registered: ‎09-21-2012

Re: App Spree...

[ Edited ]

injustifiiable wrote:

ImprovingYouth wrote:

Ok so update on the Discover IT card, I was approved for a $1200 limit, and it is the regular discover IT not the student version. I was approved for 18 month 0% balance transfers, and 0% 6 month regular financing.


Nice! Discover IT is on my radar once my last two negs start falling off this year. Did you have negs on your report when you were approved?


 

 

 

I currently have 1 paid judgement, and 2 90 lates from over 2 years ago. The lates are on student loans from a miscommunication with lender about when I took a break from college, and judgement will soon be vacated (from last year january), but both should still be reporting, and I got the card anyway!

Current Goals: Home loan towards the end of 2013!


Regular Contributor
ImprovingYouth
Posts: 129
Registered: ‎09-21-2012

Re: App Spree...


tinuviel wrote:

ImprovingYouth wrote:

Ok so update on the Discover IT card, I was approved for a $1200 limit, and it is the regular discover IT not the student version. I was approved for 18 month 0% balance transfers, and 0% 6 month regular financing.


That's very good... congrats!


Thanks everyone! Time to garden for a whileeeeeeeee.

Current Goals: Home loan towards the end of 2013!


Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012

Re: App Spree...

Nice going with the approvals! Glad to see the Discover IT card was worth it! :smileyhappy:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+